What are the Benefits of Getting Pet Insurance?

Protect your "investment" and keep your pets healthy and wellWhether you’ve got a dog or a cat (or some other pet in your life), your pet is typically a crucial member of your family.  Whether they get to sleep on the bed, eat off of your dinner plate, or curl up with you on movie night, we all love our pets differently.  Since this emotional connection and focus on well-being is so important, why not take a look at the idea of getting pet insurance?  This can help make the difference between being able to provide your pet with quality care or not. There are plenty of things to consider to help determining how pet insurance can benefit your family. Read the rest of this entry »

Car Insurance in Texas – What is Required?

Get peace of mind with full auto coveragePutting your car on the road requires you to know what you need in order to put it there safely.  One of those things is car or auto insurance.  Not only does car insurance offer you protection, it also is required in the great State of Texas in order to legally drive your car anywhere off of private property.  There’s your basic insurance, and then there are additional/optional kinds of insurance that you can add on on top of the legal basics that you need to have. Read the rest of this entry »

Specific Add-Ons To Your Auto Insurance Policy

Review your auto insurance with your agent to be sure you are fully coveredEach time you get behind the wheel, you are putting yourself on the road with other (potentially harmful) drivers and putting yourself at risk of accidents and injury.  Perhaps it’s not a cheerful thought, but it’s important to understand that having the right auto insurance policy is critical.  As important, however, are add-ons that you can consider putting in place to extend that protection as far as possible for as many “never going to happen” situations as possible.  The thing is, when it comes to road safety, “it’s never going to happen to me” doesn’t exist.  These add-ons are around because things do happen when you don’t expect them to. You don’t buy insurance because you plan on getting in an accident but you do it to protect yourself and your assets, plus, it’s the law. Read the rest of this entry »

Pieces Of Your Auto Insurance Policy

Know your auto insurance componentsWhen you get behind the wheel of the car, you are taking on the responsibility that it is very possible you will have to deal with the potential of a car accident at some point in your life.  None of us like to think about that point, but it is something that realistically, we need to think about.  One of the best and most important things to have your disposal is the proper auto insurance policy so that you are ready to take on whatever happens.  It’s piece of mind, essential for making sure you’re properly prepared financially, and it’s the law.  So, what exactly are the pieces of the auto insurance policy, then?  Read the rest of this entry »

Checklist And Review Of Your Insurance Coverage

Review your life and your insurance every yearAs the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention.  On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance.  There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention. Read the rest of this entry »

Travel Safely This Holiday, but Don’t Make Your Home a Target

Home safety and home insurance during holidaysOne of the best things about the Holidays is travelling with loved ones, whether you’re going on a short trip, or a long one.  One of the biggest vulnerabilities when travelling over the Holidays or any time for that matter is the fact that you are leaving your home open to robbers.  The beloved Home Alone depicts this perfectly, after all.  Make sure that you keep your home safe from those who want to make a profit from your belongings by taking a look at these tips and tricks. Read the rest of this entry »

Don’t Be A Victim This Holiday Season – Shop Smart

Protect yourself and assets during holidaysThe holiday season is a fun time to be out and about.  There’s a buzz in the air, everyone’s in a good mood, there’s lots of great food to enjoy as you’re shopping, and it just plain feels festive.  If you love that kind of thing, than you need to realize something: it’s the perfect time for crime.  Yes, seriously.  When you’re in the crowd and you’re on the hunt for that perfect present purchase, you’re not paying as much attention to your surroundings as you would normally, so it’s the ideal time for a pick-pocket or thief to swoop in and bleed you dry.  Read the rest of this entry »

Hurricane Season & How To Protect Yourself

Protect your assets with hurricane insuranceNow that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done. Read the rest of this entry »

Why You Should Consider Flood Insurance

Protect your home with flood insuranceThey say “hindsight is 2020” which means –  “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.

Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.  Read the rest of this entry »

Various Reasons Young Adults May Want Own Insurance After Moving Out

Discuss the best option with auto insurance for your young adult with your agentChildren grow up, they go to college, they move out of state or maybe they just move out of the house on their own! Congratulations! This is a huge accomplishment for them, moving into adulthood and for you, showing your child how to become more independent.  You did your job of raising your youngsters into young adults ready to take on the world!

Now that they are on their own, there is nothing wrong with helping them out once and awhile by paying for groceries, helping them to furnish their new apartment and there is no doubt that they appreciate the help. However, with respect to their auto insurance, you may want to consider your options. Read the rest of this entry »

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