Various Reasons Young Adults May Want Own Insurance After Moving Out

Discuss the best option with auto insurance for your young adult with your agentChildren grow up, they go to college, they move out of state or maybe they just move out of the house on their own! Congratulations! This is a huge accomplishment for them, moving into adulthood and for you, showing your child how to become more independent.  You did your job of raising your youngsters into young adults ready to take on the world!

Now that they are on their own, there is nothing wrong with helping them out once and awhile by paying for groceries, helping them to furnish their new apartment and there is no doubt that they appreciate the help. However, with respect to their auto insurance, you may want to consider your options. Read the rest of this entry »

Hurricane Season and Flood Insurance

Don't get caught with your house and property under water - get flood insuranceAs the warm and stormy weather starts to come our way, it’s time to take a look at what it’s going to mean for your property, toys and/or home. Most of us are more concerned with getting to the beach, but something that should be sorted out before you can grab a towel and head to the beach, is your insurance…more specifically, flood insurance. Read the rest of this entry »

Top Boating Safety Tips That Will Increase Your Summer Fun

Be sure you are safe and protected on the waterAre you planning to head out to spend a day on the water? Do you have boat insurance? Do you know the safety tips of boating? Don’t worry we have got you covered. We have outlined some safety tips and why boating insurance is essential. Nothing can ruin your boating fun like an accident. So it is better to have boat insurance and follow the safety tips. Read the rest of this entry »

How to Update the Insurance Policy for College Students

Got College Students? Review their policies coming and going.Insurance policies help us to feel secure, for the just in case, and we know that we will get the required coverage at the right time. However, it is a reality that we HAVE to have insurance and then changes will occur, like when the kids come home from college or have to move out for college. In this situation, we have to consider whether we remove them from our policies or not.

Then, when they return back home after they have accomplished their year at college, we need to review the insurance polices once more. Most won’t consider these changes or not even think about it but here are some ideas or tips that should help you out. However, always remember that Paula Smith Insurance is here to help with any questions you may have. We are your one stop insurance resource stop! Read the rest of this entry »

Spring Maintenance for your Spring & Summer Toys or Vehicles

spring and summer maintenance and insurance needsHere at Paula Smith Insurance, we offer insurance for all of your Spring and Summer fun – boats, motorcycles, ATV’s, recreation vehicles (RVs) or travel trailers.  We are dedicated to making our customers happy and with the best prices on your insurance policies.  We work with you to determine the best insurance policy for you, your family and your situation. We offer various choices to suit your specific needs, such as total loss coverage, collision, uninsured motorist, theft coverage, various supplemental options and more. Read the rest of this entry »

Not Your Normal Spring Cleaning Checklist

Be sure you have a home inventory in case something happens to your homeEach season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.

Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence. Read the rest of this entry »

Things to Consider When Buying a New Car

Review all considerations when buying a new carThеѕе dауѕ, a саr is more оr lеѕѕ оf a nесеѕѕitу. There are a number оf models аnd vеrѕiоnѕ оf саrs coming out all the time. With thе use оf advanced technology various саrѕ are in the mаrkеt аnd it becomes ԛuitе diffiсult fоr оnе tо ѕеlесt a ѕuitаblе саr fоr herѕеlf among thе plenty оf сhоiсеѕ аvаilаblе.

Unless you have a stash of cash hiding under the mattress, you will likely be getting a loan, so be sure to opt for a lоаn whiсh is mоѕt suitable аnd соnvеniеnt fоr you and your situation. There are various banking facilities or online services that can assist with your choices. There may be commission associated with these transactions as well as the finance charges, so be sure to keep these things in mind. Read the rest of this entry »

The New Year is a Great Time to Reassess

Annual review of your insurance policiesIt is the New Year, now it’s time to get down to the details of planning out the next twelve months. The start of a new year is a great time to review all of your insurance policies and prepared for whatever life may throw at you over the next 12 months.

When you carry out a comprehensive review of all your insurance policies, you can make sure you have appropriate coverage for any changes that have taken place during the past year. It is good to ensure that all your details are up to date so you don’t find yourself paying a huge excess you didn’t expect when it comes to making a claim. Read the rest of this entry »

Why You Should Consider Renters Insurance

Protect Your Assets in case something happens while in a rentalRenter’s insurance offers financial coverage for loss or damage of property.  The kind of insurance may differ based on the kind of property you are occupying as well as the possessions you wish to be covered. With regard to a rented property, the tenant really needs to purchase what is known as renter’s insurance. While it may be easy to find insurance online, to be sure you get the type of coverage you need, it would be of your best interest to go through an agent. Be advised, you don’t pay more to have an agent, but you do get so much more benefit out of a good one! Read the rest of this entry »

Is Your Holiday a Fire Hazard?

Holiday fire safety & homeowners insurance protectionIt’s that time of year again. Time to trim your tree, stuff those stockings and deck the halls with seasonal splendor.  There are many lights to be hung and traditions to be kept.  The beautiful mix of pine, greenery and dazzling lights adds to the excitement of holiday cheer.  While you are preparing your home with your annual holiday bliss, here is some advice to make sure your holiday is a happy one, and not a fire hazard. Read the rest of this entry »