Don’t Be A Victim This Holiday Season – Shop Smart

Protect yourself and assets during holidaysThe holiday season is a fun time to be out and about.  There’s a buzz in the air, everyone’s in a good mood, there’s lots of great food to enjoy as you’re shopping, and it just plain feels festive.  If you love that kind of thing, than you need to realize something: it’s the perfect time for crime.  Yes, seriously.  When you’re in the crowd and you’re on the hunt for that perfect present purchase, you’re not paying as much attention to your surroundings as you would normally, so it’s the ideal time for a pick-pocket or thief to swoop in and bleed you dry.  Read the rest of this entry »

Hurricane Season & How To Protect Yourself

Protect your assets with hurricane insuranceNow that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done. Read the rest of this entry »

Why You Should Consider Flood Insurance

Protect your home with flood insuranceThey say “hindsight is 2020” which means –  “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.

Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.  Read the rest of this entry »

Various Reasons Young Adults May Want Own Insurance After Moving Out

Discuss the best option with auto insurance for your young adult with your agentChildren grow up, they go to college, they move out of state or maybe they just move out of the house on their own! Congratulations! This is a huge accomplishment for them, moving into adulthood and for you, showing your child how to become more independent.  You did your job of raising your youngsters into young adults ready to take on the world!

Now that they are on their own, there is nothing wrong with helping them out once and awhile by paying for groceries, helping them to furnish their new apartment and there is no doubt that they appreciate the help. However, with respect to their auto insurance, you may want to consider your options. Read the rest of this entry »

Hurricane Season and Flood Insurance

Don't get caught with your house and property under water - get flood insuranceAs the warm and stormy weather starts to come our way, it’s time to take a look at what it’s going to mean for your property, toys and/or home. Most of us are more concerned with getting to the beach, but something that should be sorted out before you can grab a towel and head to the beach, is your insurance…more specifically, flood insurance. Read the rest of this entry »

Top Boating Safety Tips That Will Increase Your Summer Fun

Be sure you are safe and protected on the waterAre you planning to head out to spend a day on the water? Do you have boat insurance? Do you know the safety tips of boating? Don’t worry we have got you covered. We have outlined some safety tips and why boating insurance is essential. Nothing can ruin your boating fun like an accident. So it is better to have boat insurance and follow the safety tips. Read the rest of this entry »

How to Update the Insurance Policy for College Students

Got College Students? Review their policies coming and going.Insurance policies help us to feel secure, for the just in case, and we know that we will get the required coverage at the right time. However, it is a reality that we HAVE to have insurance and then changes will occur, like when the kids come home from college or have to move out for college. In this situation, we have to consider whether we remove them from our policies or not.

Then, when they return back home after they have accomplished their year at college, we need to review the insurance polices once more. Most won’t consider these changes or not even think about it but here are some ideas or tips that should help you out. However, always remember that Paula Smith Insurance is here to help with any questions you may have. We are your one stop insurance resource stop! Read the rest of this entry »

Spring Maintenance for your Spring & Summer Toys or Vehicles

spring and summer maintenance and insurance needsHere at Paula Smith Insurance, we offer insurance for all of your Spring and Summer fun – boats, motorcycles, ATV’s, recreation vehicles (RVs) or travel trailers.  We are dedicated to making our customers happy and with the best prices on your insurance policies.  We work with you to determine the best insurance policy for you, your family and your situation. We offer various choices to suit your specific needs, such as total loss coverage, collision, uninsured motorist, theft coverage, various supplemental options and more. Read the rest of this entry »

Not Your Normal Spring Cleaning Checklist

Be sure you have a home inventory in case something happens to your homeEach season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.

Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence. Read the rest of this entry »

Things to Consider When Buying a New Car

Review all considerations when buying a new carThеѕе dауѕ, a саr is more оr lеѕѕ оf a nесеѕѕitу. There are a number оf models аnd vеrѕiоnѕ оf саrs coming out all the time. With thе use оf advanced technology various саrѕ are in the mаrkеt аnd it becomes ԛuitе diffiсult fоr оnе tо ѕеlесt a ѕuitаblе саr fоr herѕеlf among thе plenty оf сhоiсеѕ аvаilаblе.

Unless you have a stash of cash hiding under the mattress, you will likely be getting a loan, so be sure to opt for a lоаn whiсh is mоѕt suitable аnd соnvеniеnt fоr you and your situation. There are various banking facilities or online services that can assist with your choices. There may be commission associated with these transactions as well as the finance charges, so be sure to keep these things in mind. Read the rest of this entry »