Archive for the ‘car insurance’ Category

Top Fears Parents Have With Teen Drivers And Best Safety Tips For Teens

Get insurance for your teens in TexasThere’s nothing more fearful for a parent than having a teen get behind the wheel.  There can be a lot of danger associated with teen driving.  Some of it is warranted and some of it is not.  Regardless, no one – parent or teen – can go wrong with the option of brushing up on safety tips when it comes to teens and drivingRead the rest of this entry »

Car Insurance in Texas – What is Required?

Get peace of mind with full auto coveragePutting your car on the road requires you to know what you need in order to put it there safely.  One of those things is car or auto insurance.  Not only does car insurance offer you protection, it also is required in the great State of Texas in order to legally drive your car anywhere off of private property.  There’s your basic insurance, and then there are additional/optional kinds of insurance that you can add on on top of the legal basics that you need to have. Read the rest of this entry »

Specific Add-Ons To Your Auto Insurance Policy

Review your auto insurance with your agent to be sure you are fully coveredEach time you get behind the wheel, you are putting yourself on the road with other (potentially harmful) drivers and putting yourself at risk of accidents and injury.  Perhaps it’s not a cheerful thought, but it’s important to understand that having the right auto insurance policy is critical.  As important, however, are add-ons that you can consider putting in place to extend that protection as far as possible for as many “never going to happen” situations as possible.  The thing is, when it comes to road safety, “it’s never going to happen to me” doesn’t exist.  These add-ons are around because things do happen when you don’t expect them to. You don’t buy insurance because you plan on getting in an accident but you do it to protect yourself and your assets, plus, it’s the law. Read the rest of this entry »

Pieces Of Your Auto Insurance Policy

Know your auto insurance componentsWhen you get behind the wheel of the car, you are taking on the responsibility that it is very possible you will have to deal with the potential of a car accident at some point in your life.  None of us like to think about that point, but it is something that realistically, we need to think about.  One of the best and most important things to have your disposal is the proper auto insurance policy so that you are ready to take on whatever happens.  It’s piece of mind, essential for making sure you’re properly prepared financially, and it’s the law.  So, what exactly are the pieces of the auto insurance policy, then?  Read the rest of this entry »

Checklist And Review Of Your Insurance Coverage

Review your life and your insurance every yearAs the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention.  On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance.  There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention. Read the rest of this entry »

Don’t Be A Victim This Holiday Season – Shop Smart

Protect yourself and assets during holidaysThe holiday season is a fun time to be out and about.  There’s a buzz in the air, everyone’s in a good mood, there’s lots of great food to enjoy as you’re shopping, and it just plain feels festive.  If you love that kind of thing, than you need to realize something: it’s the perfect time for crime.  Yes, seriously.  When you’re in the crowd and you’re on the hunt for that perfect present purchase, you’re not paying as much attention to your surroundings as you would normally, so it’s the ideal time for a pick-pocket or thief to swoop in and bleed you dry.  Read the rest of this entry »

Various Reasons Young Adults May Want Own Insurance After Moving Out

Discuss the best option with auto insurance for your young adult with your agentChildren grow up, they go to college, they move out of state or maybe they just move out of the house on their own! Congratulations! This is a huge accomplishment for them, moving into adulthood and for you, showing your child how to become more independent.  You did your job of raising your youngsters into young adults ready to take on the world!

Now that they are on their own, there is nothing wrong with helping them out once and awhile by paying for groceries, helping them to furnish their new apartment and there is no doubt that they appreciate the help. However, with respect to their auto insurance, you may want to consider your options. Read the rest of this entry »

How to Update the Insurance Policy for College Students

Got College Students? Review their policies coming and going.Insurance policies help us to feel secure, for the just in case, and we know that we will get the required coverage at the right time. However, it is a reality that we HAVE to have insurance and then changes will occur, like when the kids come home from college or have to move out for college. In this situation, we have to consider whether we remove them from our policies or not.

Then, when they return back home after they have accomplished their year at college, we need to review the insurance polices once more. Most won’t consider these changes or not even think about it but here are some ideas or tips that should help you out. However, always remember that Paula Smith Insurance is here to help with any questions you may have. We are your one stop insurance resource stop! Read the rest of this entry »

Things to Consider When Buying a New Car

Review all considerations when buying a new carThеѕе dауѕ, a саr is more оr lеѕѕ оf a nесеѕѕitу. There are a number оf models аnd vеrѕiоnѕ оf саrs coming out all the time. With thе use оf advanced technology various саrѕ are in the mаrkеt аnd it becomes ԛuitе diffiсult fоr оnе tо ѕеlесt a ѕuitаblе саr fоr herѕеlf among thе plenty оf сhоiсеѕ аvаilаblе.

Unless you have a stash of cash hiding under the mattress, you will likely be getting a loan, so be sure to opt for a lоаn whiсh is mоѕt suitable аnd соnvеniеnt fоr you and your situation. There are various banking facilities or online services that can assist with your choices. There may be commission associated with these transactions as well as the finance charges, so be sure to keep these things in mind. Read the rest of this entry »

The New Year is a Great Time to Reassess

Annual review of your insurance policiesIt is the New Year, now it’s time to get down to the details of planning out the next twelve months. The start of a new year is a great time to review all of your insurance policies and prepared for whatever life may throw at you over the next 12 months.

When you carry out a comprehensive review of all your insurance policies, you can make sure you have appropriate coverage for any changes that have taken place during the past year. It is good to ensure that all your details are up to date so you don’t find yourself paying a huge excess you didn’t expect when it comes to making a claim. Read the rest of this entry »

Contact Us Form