Archive for the ‘flood insurance’ Category

Checklist And Review Of Your Insurance Coverage

Review your life and your insurance every yearAs the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention.  On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance.  There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention. Read the rest of this entry »

Hurricane Season & How To Protect Yourself

Protect your assets with hurricane insuranceNow that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done. Read the rest of this entry »

Why You Should Consider Flood Insurance

Protect your home with flood insuranceThey say “hindsight is 2020” which means –  “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.

Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.  Read the rest of this entry »

4 Tips for Getting Prepared for Hurricane Season

man with umbrella in a stormJune 1st marks the official start of Hurricane Season.  Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared.  We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out.  This articles will focus on the bigger picture of how to be prepared for a hurricane. Read the rest of this entry »

Quote Before You Offer – Home Insurance

Inquire on insurance before you put in an offerHome ownership. The epitome of the American Dream

Indeed there is significant joy and freedom in owning the place you call home, but with great freedom comes great responsibility. I see people who are so enraptured in the excitement of coming close to that dream purchase that they often let important details fall to the wayside. Keep the joy in your journey by discussing these things with your agent first. Read the rest of this entry »

Hurricane & Tropical Storm Shopping List

hurricane preparedness and storm shoppingDuring Hurricane season it’s wise to be prepared before a storm hits your area.

You can never be prepared enough when it comes to something as drastic as a hurricane, flood, tornado or any major tropical storm system. But, the point is to do your best to be as prepared as possible in the event that is occurs, you don’t have extra measures that now you need to figure out.

If you purchase just a few extra of these shopping items on my list each week, you won’t need a mad dash to the store to find out most of these items are sold out.  Start early to prepare. Read the rest of this entry »

Flood Insurance for Texas Gulf Coast Residence faces changes in 2011

Coastal residence have a unique risk of flooding and rising water which is not always a threat to other Texans and our Insurance faces changes in 2011.   Our FEMA managed National Flood Insurance Program is just as necessary today as it was 40 years ago. Here are some considerations:

  •  There is not a private market that would be willing to provide this coverage.    Why you ask?  Well, simply put- people that are the most at risk to flood are the only consumers who purchase flood insurance.  What that means to us in the Texas Gulf Coast is that there is no large group paying for the losses of a few. Read the rest of this entry »

League City Texas Home Owners Flood Insurance Tips learned after Hurricane Ike

League City Home Owners Flood Insurance Tips that I learned after experiencing Hurricane Ike claims may  help future Home Owners navigate the claims process faster.  Being a Licensed Insurance Agent in Texas for years does not mean that a person has or ever will experience a wave of water 12 feet high devastating the homes of our community.  We were blessed that each client of mine with a flooded home had flood insurance coverage. Even if you are a flood policy expert, the claims processing is a journey that can only be traveled.

Some things I’ve learned are: Read the rest of this entry »

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