Understanding Mobile Home Insurance & What It Covers

Be sure you know what your mobile home insurance coversWhen you park your mobile home for the season and set it up, ready to go, you will want to make sure that you’ve got everything packed and ready, right?  The last thing on your mind is going to be insurance.  So, take the time now to make sure that you’ve got the right protection on your mobile home and that it’s covering what you think it is.  After all, you don’t want to find out after the fact that you weren’t covered for something that you thought you were, right?

Below, we’ll talk about what it is, what’s covered by it, and some common exceptions to be aware of so that you don’t get caught with a gap in your coverage that you weren’t expecting. Don’t forget to check out this blog on What to Know About Your RV.

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Car Insurance Fraud You Should Know About

Be sure you aren't committing fraud with your auto insuranceLet’s just get this out there and out of the way right now: there are very few people who deliberately go out of their way to commit car insurance fraud. (Hopefully)  Yet, it’s surprisingly easy to unintentionally commit insurance fraud.  If you want to do whatever you can to protect yourself — and your rates — from insurance fraud, here are some types of auto fraud you should know about!

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Winterizing Your Texas Home

Winterize your home as you never know what weather will do in TexasWhen winter comes, it’s best to be prepared for it.  The tricky part, of course, is knowing just how to prepare for it!  Plus, the fact that many areas in Texas don’t see the kind of winter that most other areas do. Here are some focused tips and suggestions on how to do it so that you’ve never left in the lurch last minute.  Or, worse, after-the-fact!

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Teen Drivers and Crash Risk Factors

be sure you set ground rules for your teen driverWhen your teen gets behind the wheel, it’s normal to feel a bit of worry coming on.  After all, they’re your child and you want them to always be safe.  Plus, you have good reason to worry — teen drivers have quite a few age-specific risk factors that make driving a little more dangerous for them.  If you’re looking to do whatever you can to help them out and protect their health and safety, here’s the deal on their crash risk factors.

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Why Buy Insurance & Understanding Risk

Why we buy insurance and understanding the risksWhether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us.  If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway?  Why not just pay out of pocket?”  It’s a totally normal question, and here’s what you need to know about risk management.

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Why Cheaper Car Insurance Isn’t Always Better

Cheaper insurance isn't always better, know your needs Most of us are looking for smart ways to save money these days.  One of the most popular categories to cut back your spending is on insurance premiums.  If you’re looking at your auto policy and wondering whether you should minimize your coverage or maybe even change insurance carriers, take a moment to look at what you’re actually going to be getting — or, rather, not getting.

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Creating a Home Inventory for Claims

Be sure to have an inventory of your home in case you have a claimYour home is precious to you in and of itself, but arguably the possessions in it are more valuable, right?  Well, to make sure that you can protect that value, a home inventory is going to be among the best ways that you can protect your investment. Why?  Because whether you like it or not, we can never predict when a disaster is going to strike

A home inventory is a master list noting what you have and how much it’s worth so that, in the event you should ever have to file a claim, all of the hard and sometimes impossible work is done ahead of time!  It saves you time, brainpower, and a whole lot of emotional and mental stress.  The good news is that it isn’t as hard to do as you might think.

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