Should You Insure Your Golf Cart?

determine whether you need golf cart coverageIf you’re considering golf cart insurance, it’s because you own a golf cart and it is more to you than just transportation around the golf course.  This is not uncommon in these parts, so it’s not going to be as “untraditional” as you think.  After all, you’ve spent good money on your recreational vehicles, so, it only makes sense that you want to protect that investment! But what exactly is that going to look like as a separate policy, or add on to your current coverage?

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Learn the Facts & Myths about Flood Insurance

Learn the facts behind the myths of flood insuranceAs with anything else, starting from the right information on flood insurance is going to be especially helpful.  Did you know that a lot of people are actually going through life with myths rather than facts?  This can lead to a lot of wrong information, so the goal today is to learn the myths — and then the facts in most cases — about flood insurance.  Some of them may surprise you!

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Understanding Mobile Home Insurance & What It Covers

Be sure you know what your mobile home insurance coversWhen you park your mobile home for the season and set it up, ready to go, you will want to make sure that you’ve got everything packed and ready, right?  The last thing on your mind is going to be insurance.  So, take the time now to make sure that you’ve got the right protection on your mobile home and that it’s covering what you think it is.  After all, you don’t want to find out after the fact that you weren’t covered for something that you thought you were, right?

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Car Insurance Fraud You Should Know About

Be sure you aren't committing fraud with your auto insuranceLet’s just get this out there and out of the way right now: there are very few people who deliberately go out of their way to commit car insurance fraud. (Hopefully)  Yet, it’s surprisingly easy to unintentionally commit insurance fraud.  If you want to do whatever you can to protect yourself — and your rates — from insurance fraud, here are some types of auto fraud you should know about!

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Winterizing Your Texas Home

Winterize your home as you never know what weather will do in TexasWhen winter comes, it’s best to be prepared for it.  The tricky part, of course, is knowing just how to prepare for it!  Plus, the fact that many areas in Texas don’t see the kind of winter that most other areas do. Here are some focused tips and suggestions on how to do it so that you’ve never left in the lurch last minute.  Or, worse, after-the-fact!

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Teen Drivers and Crash Risk Factors

be sure you set ground rules for your teen driverWhen your teen gets behind the wheel, it’s normal to feel a bit of worry coming on.  After all, they’re your child and you want them to always be safe.  Plus, you have good reason to worry — teen drivers have quite a few age-specific risk factors that make driving a little more dangerous for them.  If you’re looking to do whatever you can to help them out and protect their health and safety, here’s the deal on their crash risk factors.

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Why Buy Insurance & Understanding Risk

Why we buy insurance and understanding the risksWhether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us.  If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway?  Why not just pay out of pocket?”  It’s a totally normal question, and here’s what you need to know about risk management.

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