One of the best things about the Holidays is travelling with loved ones, whether you’re going on a short trip, or a long one. One of the biggest vulnerabilities when travelling over the Holidays or any time for that matter is the fact that you are leaving your home open to robbers. The beloved Home Alone depicts this perfectly, after all. Make sure that you keep your home safe from those who want to make a profit from your belongings by taking a look at these tips and tricks.
The holiday season is a fun time to be out and about. There’s a buzz in the air, everyone’s in a good mood, there’s lots of great food to enjoy as you’re shopping, and it just plain feels festive. If you love that kind of thing, than you need to realize something: it’s the perfect time for crime. Yes, seriously. When you’re in the crowd and you’re on the hunt for that perfect present purchase, you’re not paying as much attention to your surroundings as you would normally, so it’s the ideal time for a pick-pocket or thief to swoop in and bleed you dry.
Now that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done.
They say “hindsight is 2020” which means – “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.
Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.
Children grow up, they go to college, they move out of state or maybe they just move out of the house on their own! Congratulations! This is a huge accomplishment for them, moving into adulthood and for you, showing your child how to become more independent. You did your job of raising your youngsters into young adults ready to take on the world!
Now that they are on their own, there is nothing wrong with helping them out once and awhile by paying for groceries, helping them to furnish their new apartment and there is no doubt that they appreciate the help. However, with respect to their auto insurance, you may want to consider your options.
As the warm and stormy weather starts to come our way, it’s time to take a look at what it’s going to mean for your property, toys and/or home. Most of us are more concerned with getting to the beach, but something that should be sorted out before you can grab a towel and head to the beach, is your insurance…more specifically, flood insurance.
Are you planning to head out to spend a day on the water? Do you have boat insurance? Do you know the safety tips of boating? Don’t worry we have got you covered. We have outlined some safety tips and why boating insurance is essential. Nothing can ruin your boating fun like an accident. So it is better to have boat insurance and follow the safety tips.
Insurance policies help us to feel secure, for the just in case, and we know that we will get the required coverage at the right time. However, it is a reality that we HAVE to have insurance and then changes will occur, like when the kids come home from college or have to move out for college. In this situation, we have to consider whether we remove them from our policies or not.
Then, when they return back home after they have accomplished their year at college, we need to review the insurance polices once more. Most won’t consider these changes or not even think about it but here are some ideas or tips that should help you out. However, always remember that Paula Smith Insurance is here to help with any questions you may have. We are your one stop insurance resource stop!
Here at Paula Smith Insurance, we offer insurance for all of your Spring and Summer fun – boats, motorcycles, ATV’s, recreation vehicles (RVs) or travel trailers. We are dedicated to making our customers happy and with the best prices on your insurance policies. We work with you to determine the best insurance policy for you, your family and your situation. We offer various choices to suit your specific needs, such as total loss coverage, collision, uninsured motorist, theft coverage, various supplemental options and more.
Each season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.
Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence.