June 1st marks the official start of Hurricane Season. Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared. We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out. This articles will focus on the bigger picture of how to be prepared for a hurricane.
Here come the days of taking out all of your recreation vehicles and prepping them for the season. There is nothing like feeling the wind in your hair, whether you are on dry land or on the water. Checking things from maintenance to ample insurance to safety equipment, you will be glad you did before you head out for your first adventure. No matter what kind of toy you are bringing out this year, this six-point checklist will give you a good overview of what needs to be done to make your boat, ATV, RV or motorcycle ready to enjoy.
1. Replace Oil
Since your vehicle might have been sitting more during the ‘winter’, you might want to give it a thorough annual oil change. Refreshing the oil is like giving your motorcycle new life. You don’t know if your oil has separated from being in storage for the past few months, so you just want to make sure that the oil is going to do its job well.
For a teen, getting their driver’s license is exciting and they feel like they have a new found freedom and sense of responsibility. But for parents, it often feels quite different. Especially for a parent’s first time with a teen driver, there can feel like you have just one more thing to worry about. Having an understanding of what is legally required of you will maybe help you transition into this new phase of raising a teenager.
As an owner of a vehicle or a home, insurance is often looked at on the front end of the purchase and then just mindlessly renewed month after month or year after year as the bill comes in, or the policy renews. Most people don’t enjoy insurance shopping and digging into the details of insurance policies. Just knowing the basics of what is covered is enough for many people to sign on the dotted line and pay their monthly insurance payment. When it comes to reviewing your insurance policies, it is important to do so annually with someone you trust and here are some reasons why.
Car Insurance – Easy Peasy, Right?
Sifting through all of the insurance jargon alone, trying to make sense of it all, often feels like you need a Master’s Degree in the field just to understand it. We completely understand the frustration and confusion but are here to help. So, here is a breakdown of the information to help you understand the basics of car insurance policies. This will allow you to be more confident when purchasing the ever so important car insurance policy that best suits your needs, and to protect your assets should you have to file a claim. However, we are here as your personal resource, so if something doesn’t make sense, please contact us with questions on any personal insurance.
College Students in Apartments Should be Insured
As our children go back to college we are as excited as we are anxious. To see our “little” ones leave the nest and to see them truly start pursuing their goals is an accomplishment as a parent. To know that our children are no longer safe in our homes is sometimes a scary thought.
Indeed there is significant joy and freedom in owning the place you call home, but with great freedom comes great responsibility. I see people who are so enraptured in the excitement of coming close to that dream purchase that they often let important details fall to the wayside. Keep the joy in your journey by discussing these things with your insurance agent first.
In the world of online quotes, impersonal companies, and insurance policies, it’s easy to be just another number. To be lost in the crowd by an efficient system, yet not a soul knows your name or your needs. This is what most people experience when they fall for the convenient online gimmicks and mind games. You sign up for an insurance policy that seems to look all right, but when it comes down to it you don’t know what you actually just bought or what you are covered for. The fancy insurance mumbo-jumbo sure looks nice and professional, but it gets you nowhere when the time comes that you have to make a claim. By building a relationship with a personal insurance agent, you can bypass all of the unneeded policies and focus on what you need in a way that you will actually understand. All kinds of insurance (home insurance, flood insurance, renters insurance, auto insurance, and windstorm insurance) can be purchased through your trusted insurance agent.
During Hurricane season it’s wise to be prepared before a storm hits your area.
You can never be prepared enough when it comes to something as drastic as a hurricane, flood, tornado or any major tropical storm system. But, the point is to do your best to be as prepared as possible in the event that is occurs. If you don’t have these extra measures in place now, you might want to consider some of these and get started.
If you purchase just a few extra of these shopping items on this list each week, you won’t need a mad dash to the store to find out most of these items are already sold out. Start early to prepare.
When you purchase homeowners insurance coverage, there are limitations pretty much for everything as it basically covers the standard amounts depending on the various situations of the loss.
The Texas Homeowners policy standard only covers $500 for the theft of jewelry, watches or even furs. If you have a few or some nice items that you want to be sure are covered for replacement, you might want to purchase additional coverage for these items.