6 Simple Hacks for Dealing with the Texas Heat in Your Car

protect yourself and your car in the Texas heatWe have all experienced the oven-like feeling of getting into the car on a hot summer day.. after all, it IS Texas, right!?  Ideally, that car is supposed to be used as a means to get to and from our job or, travel around town for errands but not meant to fry us in the hot Texas heat.  There is no doubt that each person who lives in Texas has been victim to the unbearable heat that is trapped in your car while you are doing your daily activities.

So to help reduce that oven-like feeling when you open your car door, here are some simple life hacks to help cool the heat.

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10 Things Your Teenagers Should Know Before Driving Alone

assist your teen drivers with driving safely without youTeenagers are usually eager to get on the road driving, alone and often don’t think ahead on how to prepare for common mishaps for new drivers or even drivers in the Greater Houston area. Traffic in Houston can be extremely unpredictable so being more aware and planning ahead can help alleviate issues that may come up, plus some other more common sense things to help our ‘all-knowing’ teens as they embark on ‘adulting’ with a car.

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4 Tips for Getting Prepared for Hurricane Season

man with umbrella in a stormJune 1st marks the official start of Hurricane Season.  Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared.  We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out.  This articles will focus on the bigger picture of how to be prepared for a hurricane.

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The Six-Point Checklist for your Recreation Vehicles

check out your jet ski before putting it on the water Here come the days of taking out all of your recreation vehicles and prepping them for the season.  There is nothing like feeling the wind in your hair, whether you are on dry land or on the water.  Checking things from maintenance to ample insurance to safety equipment, you will be glad you did before you head out for your first adventure. No matter what kind of toy you are bringing out this year, this six-point checklist will give you a good overview of what needs to be done to make your boat, ATV, RV or motorcycle ready to enjoy.

 

1. Replace Oil

Since your vehicle might have been sitting more during the ‘winter’, you might want to give it a thorough annual oil change.  Refreshing the oil is like giving your motorcycle new life.  You don’t know if your oil has separated from being in storage for the past few months, so you just want to make sure that the oil is going to do its job well.

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Things Parents Need To Know with Teen Drivers in Texas

insure your teen driver for your protection, and theirsFor a teen, getting their driver’s license is exciting and they feel like they have a new found freedom and sense of responsibility.  But for parents, it often feels quite different.  Especially for a parent’s first time with a teen driver, there can feel like you have just one more thing to worry about.  Having an understanding of what is legally required of you will maybe help you transition into this new phase of raising a teenager.

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The Importance of Annually Reviewing Your Insurance Coverage

Get a free home or car insurance review to protect your assetsAs an owner of a vehicle or a home, insurance is often looked at on the front end of the purchase and then just mindlessly renewed month after month or year after year as the bill comes in, or the policy renews. Most people don’t enjoy insurance shopping and digging into the details of insurance policies.  Just knowing the basics of what is covered is enough for many people to sign on the dotted line and pay their monthly insurance payment.  When it comes to reviewing your insurance policies, it is important to do so annually with someone you trust and here are some reasons why.

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Car Insurance 101: What You Need To Know

car insurance policy basicsCar Insurance – Easy Peasy, Right?

Sifting through all of the insurance jargon alone, trying to make sense of it all, often feels like you need a Master’s Degree in the field just to understand it.  We completely understand the frustration and confusion but are here to help. So, here is a breakdown of the information to help you understand the basics of car insurance policies. This will allow you to be more confident when purchasing the ever so important car insurance policy that best suits your needs, and to protect your assets should you have to file a claim. However, we are here as your personal resource, so if something doesn’t make sense, please contact us with questions on any personal insurance.

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Insure your College Student’s Belongings

Rental insurance for your college student in rentals

College Students in Apartments Should be Insured

As our children go back to college we are as excited as we are anxious. To see our “little” ones leave the nest and to see them truly start pursuing their goals is an accomplishment as a parent. To know that our children are no longer safe in our homes is sometimes a scary thought.

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Quote Before You Offer – Home Insurance

Inquire on insurance before you put in an offerHome ownership. The epitome of the American Dream

Indeed there is significant joy and freedom in owning the place you call home, but with great freedom comes great responsibility. I see people who are so enraptured in the excitement of coming close to that dream purchase that they often let important details fall to the wayside. Keep the joy in your journey by discussing these things with your insurance agent first.

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Why You Should Know Your Insurance Agent

21Version1SmallCroppedIn the world of online quotes, impersonal companies, and insurance policies, it’s easy to be just another number. To be lost in the crowd by an efficient system, yet not a soul knows your name or your needs.  This is what most people experience when they fall for the convenient online gimmicks and mind games.   You sign up for an insurance policy that seems to look all right, but when it comes down to it you don’t know what you actually just bought or what you are covered for.  The fancy insurance mumbo-jumbo sure looks nice and professional, but it gets you nowhere when the time comes that you have to make a claim.  By building a relationship with a personal insurance agent, you can bypass all of the unneeded policies and focus on what you need in a way that you will actually understand.  All kinds of insurance (home insurance, flood insurance, renters insurance, auto insurance, and windstorm insurance) can be purchased through your trusted insurance agent.

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