Archive for the ‘car insurance’ Category

Whether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us.  If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway?  Why not just pay out of pocket?”  It’s a totally normal question, and here’s what you need to know about risk management. Read the rest of this entry »

Most of us are looking for smart ways to save money these days.  One of the most popular categories to cut back your spending is on insurance premiums.  If you’re looking at your auto policy and wondering whether you should minimize your coverage or maybe even change insurance carriers, take a moment to look at what you’re actually going to be getting — or, rather, not getting. Read the rest of this entry »

Everyone’s looking to save some money on insurance, right?  Well, why wouldn’t you when there are discounts just sitting out there waiting for you?  We get it, sometimes you just don’t know what you don’t know! When it comes to discounts and insurance, Farmers Insurance has a variety of available insurance discounts specifically for Texas customers.  Take a look for yourself and see if you can qualify for these to put more money back in your pocket while still enjoying full protection. Of course, if you aren’t sure, contact Paula Smith Insurance and we can help make sure you are maximizing your benefits. Read the rest of this entry »

Very rarely does an emergency ever give us a heads up.  That’s why an “emergency” is, well, an emergency. When it comes to being prepared for an emergency of any kind, equipping your car with a well-stocked and properly planned out emergency kit will be crucial. Looking for advice on what to pack?  Here’s advice that will give you the power to create the right emergency kit. Read the rest of this entry »

Insurance….it’s one of those things that you know you need, and in some places required to have, but maybe you’re a little hazy on what details you should know about the different kinds of policies within a category.  Why not check one area off your list by taking the time to familiarize yourself with Recreational Vehicles (RV) & motor home insurance?  It’s not as overwhelming as you think! Read the rest of this entry »

When you get behind the wheel to head to work, school or just out and about, it’s pretty uncommon to think about your insurance policy in and of itself. However, the rates that you are paying are common frustrations, especially when a term renews and you discover that your policy amount has increased significantly, or at all. It leads many people to think: “Why does my car insurance keep going up?”  Here’s what you should know. Read the rest of this entry »

Buying something special for an important someone in your life is one of the best things about the holidays.  After all, they’re an important person in your life who deserves something equally as important as a gift.  When you’ve got a plan together, take some time to think about any official changes you’ll want to consider as well, such as additional insurance options. Read the rest of this entry »

Auto insurance is one of those things that seems annoying until you have to use it.  Sure, the monthly premium may not feel like a must-have or very “premium” but it is an essential part of owning and operating a car.  And well, auto insurance is required in Texas.  Luckily, you can look at cutting costs of your auto insurance policy.  You just have to focus on the right details when it comes to putting together the policy.  You’ll find some great tips and suggestions below that should help you get the most convenient rates possible. Read the rest of this entry »

Getting on your motorcycle and hitting the Texas open roads with nothing but your helmet and a full gas tank is the dream of most biker enthusiasts all days of the year. Yup, luckily for us in Texas, we can pretty much ride all year long.  However, as with any kind of vehicle that you’re driving in Texas, there are other practicalities to keep in mind to make sure that you can keep the good times rolling for as long as possible.  Read the rest of this entry »

Being involved in an accident is one of scariest moments ever when you’re behind the wheel.  Not to mention if you are a young and/or new driver, it’s the worst! There’s no getting around that.  Hopefully you will never have to worry about it, but if you do find yourself in an accident, knowing what to do (and not do) is important for making sure that it’s as streamlined as possible. Read the rest of this entry »