We’ve discussed preparation for hurricane season in 4 Tips for Getting Prepared for Hurricane Season and even getting out right before in the last ditch effort in Be Sure You Are Prepared to Bug Out – Emergency Evacuation Packing. But what happens if that Cat 1 storm turns for the worse, or you had to stay back for one reason or another?
As with anything else, starting from the right information on flood insurance is going to be especially helpful. Did you know that a lot of people are actually going through life with myths rather than facts? This can lead to a lot of wrong information, so the goal today is to learn the myths — and then the facts in most cases — about flood insurance. Some of them may surprise you!
When you park your mobile home for the season and set it up, ready to go, you will want to make sure that you’ve got everything packed and ready, right? The last thing on your mind is going to be insurance. So, take the time now to make sure that you’ve got the right protection on your mobile home and that it’s covering what you think it is. After all, you don’t want to find out after the fact that you weren’t covered for something that you thought you were, right?
Whether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us. If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway? Why not just pay out of pocket?” It’s a totally normal question, and here’s what you need to know about risk management.
Your home is precious to you in and of itself, but arguably the possessions in it are more valuable, right? Well, to make sure that you can protect that value, a home inventory is going to be among the best ways that you can protect your investment. Why? Because whether you like it or not, we can never predict when a disaster is going to strike.
A home inventory is a master list noting what you have and how much it’s worth so that, in the event you should ever have to file a claim, all of the hard and sometimes impossible work is done ahead of time! It saves you time, brainpower, and a whole lot of emotional and mental stress. The good news is that it isn’t as hard to do as you might think.
It’s that time of year again – Hurricane season and in that comes preparation. With emergency evacuation, there seems to be not enough time to get all of the required supplies together. If you want to stop the panicked dashing around the house trying to prepare everyone to evacuate, get ahead of it by putting together a bug out bag! The good news is that it isn’t as hard as it may sound.
The essentials to include in your bug out bag
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage.
There are many people – as well-intentioned as they may be – that will tell you flood insurance is not something that you need to worry about. After all, the insurance companies are out to get you, right? Well, wrong, actually. And flood insurance is something that you should understand and have as part of your policy in Harris and Galveston Counties of Texas.
As the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention. On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance. There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention.
Now that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done.