Archive for the ‘flood insurance’ Category
It’s that time of year again – Hurricane season and in that comes preparation. With emergency evacuation, there seems to be not enough time to get all of the required supplies together. If you want to stop the panicked dashing around the house trying to prepare everyone to evacuate, get ahead of it by putting together a bug out bag! The good news is that it isn’t as hard as it may sound.
The essentials to include in your bug out bag
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage. Read the rest of this entry »
There are many people – as well-intentioned as they may be – that will tell you flood insurance is not something that you need to worry about. After all, the insurance companies are out to get you, right? Well, wrong, actually. And flood insurance is something that you should understand and have as part of your policy in Harris and Galveston Counties of Texas. Read the rest of this entry »
As the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention. On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance. There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention. Read the rest of this entry »
Now that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done. Read the rest of this entry »
They say “hindsight is 2020” which means – “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.
Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages. Read the rest of this entry »
June 1st marks the official start of Hurricane Season. Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared. We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out. This articles will focus on the bigger picture of how to be prepared for a hurricane. Read the rest of this entry »
Indeed there is significant joy and freedom in owning the place you call home, but with great freedom comes great responsibility. I see people who are so enraptured in the excitement of coming close to that dream purchase that they often let important details fall to the wayside. Keep the joy in your journey by discussing these things with your agent first. Read the rest of this entry »
You can never be prepared enough when it comes to something as drastic as a hurricane, flood, tornado or any major tropical storm system. But, the point is to do your best to be as prepared as possible in the event that is occurs, you don’t have extra measures that now you need to figure out.
If you purchase just a few extra of these shopping items on my list each week, you won’t need a mad dash to the store to find out most of these items are sold out. Start early to prepare. Read the rest of this entry »
Coastal residence have a unique risk of flooding and rising water which is not always a threat to other Texans and our Insurance faces changes in 2011. Our FEMA managed National Flood Insurance Program is just as necessary today as it was 40 years ago. Here are some considerations:
- There is not a private market that would be willing to provide this coverage. Why you ask? Well, simply put- people that are the most at risk to flood are the only consumers who purchase flood insurance. What that means to us in the Texas Gulf Coast is that there is no large group paying for the losses of a few. Read the rest of this entry »