Your house will never be struck by lightning, it can’t happen to you, so you don’t need to worry about it, right? Actually, you should be, especially for those of us in Texas where thunder and lightning storms are a regular occurrence. Lightning strikes homes much more often than many believe, which means that there is the potential to have a lot of damage done that can lead to a high amount of losses.
You’ve heard of an HOA before, and you might even know about how they work and why they’re valuable in many neighborhoods. However, the best way to take full advantage of what they can do for you, as a homeowner, is to go in-depth with everything you need to know about an HOA!
Smartphones are pretty incredible things, and their applications can be downright convenient, too. Most of us use them for certain things, religiously, but many overlook a great potential for them in their day-to-day lives — like insurance! Farmers has a great, user-friendly mobile app that can offer a lot of features and perks that will help you to get a much better quality of life when it comes to the insurance care you are searching for. Here’s what you want to know.
If you’re considering golf cart insurance, it’s because you own a golf cart and it is more to you than just transportation around the golf course. This is not uncommon in these parts, so it’s not going to be as “untraditional” as you think. After all, you’ve spent good money on your recreational vehicles, so, it only makes sense that you want to protect that investment! But what exactly is that going to look like as a separate policy, or add on to your current coverage?
As with anything else, starting from the right information on flood insurance is going to be especially helpful. Did you know that a lot of people are actually going through life with myths rather than facts? This can lead to a lot of wrong information, so the goal today is to learn the myths — and then the facts in most cases — about flood insurance. Some of them may surprise you!
The day has officially arrived where your new home is officially closed and it’s now all yours! Sure, there’s a tall to-do list, but you’ll be able to tackle it properly with the right advice to help you get the most out of the first week or so. Let’s take a look!
When winter comes, it’s best to be prepared for it. The tricky part, of course, is knowing just how to prepare for it! Plus, the fact that many areas in Texas don’t see the kind of winter that most other areas do. Here are some focused tips and suggestions on how to do it so that you’ve never left in the lurch last minute. Or, worse, after-the-fact!
Whether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us. If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway? Why not just pay out of pocket?” It’s a totally normal question, and here’s what you need to know about risk management.
Your home is precious to you in and of itself, but arguably the possessions in it are more valuable, right? Well, to make sure that you can protect that value, a home inventory is going to be among the best ways that you can protect your investment. Why? Because whether you like it or not, we can never predict when a disaster is going to strike.
A home inventory is a master list noting what you have and how much it’s worth so that, in the event you should ever have to file a claim, all of the hard and sometimes impossible work is done ahead of time! It saves you time, brainpower, and a whole lot of emotional and mental stress. The good news is that it isn’t as hard to do as you might think.