How Summer Backyard Activities Can Impact Your Homeowners Insurance

Two children wearing swim goggles smiling underwater in a backyard swimming pool during a fun and safe summer day.With the school year over and the long summer days stretching ahead, you are probably looking at how you can keep young ones entertained and enjoying time outside — and away from those screens! For those with trampolines and pools, it’s easy to allow the young ones to enjoy their fun outside, but you will want to take a few moments to make sure that you have a proper understanding of how backyard activities can impact your homeowner’s insurance…..and your child’s safety.

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Home Insurance Explained: A Simple Guide for Texas Homeowners

Home insurance concept showing house protected by shield with icons for property, liability, and weather damage coverageEven at the best of times, home insurance can be frustrating and, let’s be honest, confusing. If you’re looking for a simple guide that will help you get the “nuts and bolts “ of your home insurance policy, you’ve come to the right place.

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Texas Homeowners Insurance Reality Check: What Every Houston Family Needs Before Renewing

Houston homeowners reviewing insurance before renewalLike a lot of things in the modern world, homeowner’s insurance looks very different from how it did just several years ago. Not only does this refer to the policy inclusions, but it also refers to the rates and what to expect when the time comes to renew. If you are getting ready to renew your policy, there are a few details you’ll want to double-check so that you are renewing your policy in full confidence of getting the best deal for the best coverage.

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Understanding Natural Disasters with Respect to Insurance

Learn more about the risks of insurance and the type of disasters in your area so you can be preparedInsurance is one of the most valuable things in the world — when you have the right type at the right time. As we prepare for another hurricane season, now is the time to start learning about the relationship between natural disasters and insurance. While it might not seem like the most logical connection point, there’s a lot to know to help you protect yourself and your assets as much as possible!

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What To Know About Homeowner’s Insurance Fraud

Learn more about how insurance fraud can affect your rates, be in the know.When you put a proper homeowner’s insurance policy in place for your home, you expect it to cover you. Likewise, your homeowner’s policy expects you to take proper care of it. What does that mean, exactly? It refers to updating your policy when needed, staying on top of what you need coverage for, and ensuring you aren’t committing insurance fraud. This is easier than you think.

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Summer Safety for Texans & What You Can Do

Be safe during summer as Texas has extreme temps every yearTexas summers are no joke. They are hot and humid as heck yet could be fatal if you don’t plan and take heed of various warnings. If you want to make the most out of the summer without putting yourself in the danger zone, then you’re in the right place. Consider this your go-to guide for how to stay safe this summer so that it’s all about furthering the good times this summer and every summer.

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Smart Gadgets to Keep Your Home and Car Safe

Learn more about the smart gadgets that can make your life easierYou put a lot of time into making your car and home just right. So, you want to protect your investments as much as possible, right? One of the essential details to think about is gadgets and which ones can really help you with that goal. While they often can get a bad reputation, they can be a great choice for making safety a priority with a lot more convenience than you’d think!

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How and When to File an Insurance Claim

learn more about the how what why of insurance claims and the processWhile no one ever wants to HAVE to necessarily file an insurance claim, the need for it can certainly arise. So, here’s what you need to know about how and when to file an insurance claim with Farmers. Spoiler alert: it’s not going to be nearly as difficult as you’d think. 

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Lightning and Your Home – What You Need to Know

Be aware of what damage lightning can cause to your homeYour house will never be struck by lightning, it can’t happen to you, so you don’t need to worry about it, right? Actually, you should be, especially for those of us in Texas where thunder and lightning storms are a regular occurrence.  Lightning strikes homes much more often than many believe, which means that there is the potential to have a lot of damage done that can lead to a high amount of losses.

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