home insurance | Paula Smith Insurance

Not Your Normal Spring Cleaning Checklist

09/16/202103/15/2017 by Paula Smirth

Each season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.

Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence.

The New Year is a Great Time to Reassess

09/16/202101/17/2017 by Paula Smirth

It is the New Year, now it’s time to get down to the details of planning out the next twelve months. The start of a new year is a great time to review all of your insurance policies and prepared for whatever life may throw at you over the next 12 months.

When you carry out a comprehensive review of all your insurance policies, you can make sure you have appropriate coverage for any changes that have taken place during the past year. It is good to ensure that all your details are up to date so you don’t find yourself paying a huge excess you didn’t expect when it comes to making a claim.

Is Your Holiday a Fire Hazard?

09/16/202111/16/2016 by Paula Smirth

It’s that time of year again. Time to trim your tree, stuff those stockings and deck the halls with seasonal splendor. There are many lights to be hung and traditions to be kept. The beautiful mix of pine, greenery and dazzling lights adds to the excitement of holiday cheer. While you are preparing your home with your annual holiday bliss, here is some advice to make sure your holiday is a happy one, and not a fire hazard.

Safeguard Your Home

12/23/202210/13/2016 by Paula Smirth

It’s Crime Prevention Month and Paula Smith Insurance wants to make sure that homeowners are equipped with what they need to prevent potential home theft.

5 home safety tips

Learn more about how you can help safeguard your home and valuables from being a victim in home burglary

Secure Openings

For the small percentage of the population who is actually interested in breaking into people’s home, you need to be aware of your home’s weakest areas. Your typical weakest areas would be any type of openings such as doors and windows.

4 Tips for Getting Prepared for Hurricane Season

09/16/202106/15/2016 by Paula Smirth

June 1^st marks the official start of Hurricane Season. Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared. We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out. This articles will focus on the bigger picture of how to be prepared for a hurricane.

The Importance of Annually Reviewing Your Insurance Coverage

09/16/202103/15/2016 by Paula Smirth

As an owner of a vehicle or a home, insurance is often looked at on the front end of the purchase and then just mindlessly renewed month after month or year after year as the bill comes in, or the policy renews. Most people don’t enjoy insurance shopping and digging into the details of insurance policies. Just knowing the basics of what is covered is enough for many people to sign on the dotted line and pay their monthly insurance payment. When it comes to reviewing your insurance policies, it is important to do so annually with someone you trust and here are some reasons why.

Quote Before You Offer – Home Insurance

09/16/202108/15/2015 by Paula Smirth

Home ownership. The epitome of the American Dream

Indeed there is significant joy and freedom in owning the place you call home, but with great freedom comes great responsibility. I see people who are so enraptured in the excitement of coming close to that dream purchase that they often let important details fall to the wayside. Keep the joy in your journey by discussing these things with your insurance agent first.

Why You Should Know Your Insurance Agent

09/16/202107/14/2015 by Paula Smirth

In the world of online quotes, impersonal companies, and insurance policies, it’s easy to be just another number. To be lost in the crowd by an efficient system, yet not a soul knows your name or your needs. This is what most people experience when they fall for the convenient online gimmicks and mind games. You sign up for an insurance policy that seems to look all right, but when it comes down to it you don’t know what you actually just bought or what you are covered for. The fancy insurance mumbo-jumbo sure looks nice and professional, but it gets you nowhere when the time comes that you have to make a claim. By building a relationship with a personal insurance agent, you can bypass all of the unneeded policies and focus on what you need in a way that you will actually understand. All kinds of insurance (home insurance, flood insurance, renters insurance, auto insurance, and windstorm insurance) can be purchased through your trusted insurance agent.

Hurricane & Tropical Storm Shopping List

09/16/202106/15/2015 by Paula Smirth

hurricane preparedness and storm shopping During Hurricane season it’s wise to be prepared before a storm hits your area.

You can never be prepared enough when it comes to something as drastic as a hurricane, flood, tornado or any major tropical storm system. But, the point is to do your best to be as prepared as possible in the event that is occurs. If you don’t have these extra measures in place now, you might want to consider some of these and get started.

If you purchase just a few extra of these shopping items on this list each week, you won’t need a mad dash to the store to find out most of these items are already sold out. Start early to prepare.

Additional Coverage for Your Jewelry, Watches or Furs

09/16/202103/15/2015 by Paula Smirth

When you purchase homeowners insurance coverage, there are limitations pretty much for everything as it basically covers the standard amounts depending on the various situations of the loss.

The Texas Homeowners policy standard only covers $500 for the theft of jewelry, watches or even furs. If you have a few or some nice items that you want to be sure are covered for replacement, you might want to purchase additional coverage for these items.

5 home safety tips

Secure Openings

Home ownership. The epitome of the American Dream