Why You Should Know Your Insurance Agent

21Version1SmallCroppedIn the world of online quotes, impersonal companies, and insurance policies, it’s easy to be just another number. To be lost in the crowd by an efficient system, yet not a soul knows your name or your needs.  This is what most people experience when they fall for the convenient online gimmicks and mind games.   You sign up for an insurance policy that seems to look all right, but when it comes down to it you don’t know what you actually just bought or what you are covered for.  The fancy insurance mumbo-jumbo sure looks nice and professional, but it gets you nowhere when the time comes that you have to make a claim.  By building a relationship with a personal insurance agent, you can bypass all of the unneeded policies and focus on what you need in a way that you will actually understand.  All kinds of insurance (home insurance, flood insurance, renters insurance, auto insurance, and windstorm insurance) can be purchased through your trusted insurance agent.

Read more

Hurricane & Tropical Storm Shopping List

hurricane preparedness and storm shoppingDuring Hurricane season it’s wise to be prepared before a storm hits your area.

You can never be prepared enough when it comes to something as drastic as a hurricane, flood, tornado or any major tropical storm system. But, the point is to do your best to be as prepared as possible in the event that is occurs. If you don’t have these extra measures in place now, you might want to consider some of these and get started.

If you purchase just a few extra of these shopping items on this list each week, you won’t need a mad dash to the store to find out most of these items are already sold out.  Start early to prepare.

Read more

Additional Coverage for Your Jewelry, Watches or Furs

additional coverage for jewelry

When you purchase homeowners insurance coverage, there are limitations pretty much for everything as it basically covers the standard amounts depending on the various situations of the loss.

The Texas Homeowners policy standard only covers $500 for the theft of jewelry, watches or even furs. If you have a few or some nice items that you want to be sure are covered for replacement, you might want to purchase additional coverage for these items.

Read more

Shopping for the Best Home Insurance Rates in Clear Lake Texas

Clearlake Texas Home Owners Insurance Agency“Wish I would have thought of shopping for home insurance in Clear Lake Texas sooner.” 

 

This is a repeated theme in the home buyer’s thoughts.   As people discover what a great community Clear Lake is to raise a family and want to move here, understanding your insurance risk is an important factor.  We are a coastal community.  Yes, we have the typical risk factors of fire and theft but windstorm and hail are high on the list of probability.   Thankfully there are several methods to manage the risk if you shop early and work with a local professional who understands the area.

Read more

Flood Insurance Tips for League City Home Owners – Lessons Learned after Hurricane Ike

Get flood insurance - and other Hurricane Ike lessons learnedHome owners and flood insurance tips for folks in League City and the Gulf Coast, I learned after experiencing Hurricane Ike claims may help future Home Owners navigate the claims process faster.  Being a Licensed Insurance Agent in Texas for years does not mean that a person has or ever will experience a wave of water 12 feet high devastating the homes of our community.  We were blessed that each client of mine with a flooded home had flood insurance coverage. Even if you are a flood policy expert, the claims processing is a journey that can only be traveled.

Read more