Getting on your motorcycle and hitting the Texas open roads with nothing but your helmet and a full gas tank is the dream of most biker enthusiasts all days of the year. Yup, luckily for us in Texas, we can pretty much ride all year long. However, as with any kind of vehicle that you’re driving in Texas, there are other practicalities to keep in mind to make sure that you can keep the good times rolling for as long as possible.
As the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention. On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance. There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention.
Here at Paula Smith Insurance, we offer insurance for all of your Spring and Summer fun – boats, motorcycles, ATV’s, recreation vehicles (RVs) or travel trailers. We are dedicated to making our customers happy and with the best prices on your insurance policies. We work with you to determine the best insurance policy for you, your family and your situation. We offer various choices to suit your specific needs, such as total loss coverage, collision, uninsured motorist, theft coverage, various supplemental options and more.
Here come the days of taking out all of your recreation vehicles and prepping them for the season. There is nothing like feeling the wind in your hair, whether you are on dry land or on the water. Checking things from maintenance to ample insurance to safety equipment, you will be glad you did before you head out for your first adventure. No matter what kind of toy you are bringing out this year, this six-point checklist will give you a good overview of what needs to be done to make your boat, ATV, RV or motorcycle ready to enjoy.
1. Replace Oil
Since your vehicle might have been sitting more during the ‘winter’, you might want to give it a thorough annual oil change. Refreshing the oil is like giving your motorcycle new life. You don’t know if your oil has separated from being in storage for the past few months, so you just want to make sure that the oil is going to do its job well.
Lots of motorcycle riders in the Gulf Coast and Clear Lake Area don’t have enough coverage on uninsured motorist. In Texas it’s required coverage, but you are able to reject it in writing and lots of insurance providers may not explain the importance of including uninsured motorist on your motorcycle.