How an Insurance App Can Improve your Insurance Understanding and Accessibility

Be sure you have your auto insurance on mobile app for ease and efficiencySmartphones are pretty incredible things, and their applications can be downright convenient, too.  Most of us use them for certain things, religiously, but many overlook a great potential for them in their day-to-day lives — like insurance!  Farmers has a great, user-friendly mobile app that can offer a lot of features and perks that will help you to get a much better quality of life when it comes to the insurance care you are searching for. Here’s what you want to know.

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Victim of Uninsured Motorist Accident? What To Do

protect yourself and your property in case uninsured motorists cause an accidentGetting in an auto accident is bad enough, but what are you supposed to do when you are in an accident, and the other driver is uninsured?  While it is certainly alarming to find out that you are now a victim of an uninsured motorist accident, there is plenty that you can do about it.  Here’s what you need to know!

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Should You Insure Your Golf Cart?

determine whether you need golf cart coverageIf you’re considering golf cart insurance, it’s because you own a golf cart and it is more to you than just transportation around the golf course.  This is not uncommon in these parts, so it’s not going to be as “untraditional” as you think.  After all, you’ve spent good money on your recreational vehicles, so, it only makes sense that you want to protect that investment! But what exactly is that going to look like as a separate policy, or add on to your current coverage?

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Understanding Mobile Home Insurance & What It Covers

Be sure you know what your mobile home insurance coversWhen you park your mobile home for the season and set it up, ready to go, you will want to make sure that you’ve got everything packed and ready, right?  The last thing on your mind is going to be insurance.  So, take the time now to make sure that you’ve got the right protection on your mobile home and that it’s covering what you think it is.  After all, you don’t want to find out after the fact that you weren’t covered for something that you thought you were, right?

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Teen Drivers and Crash Risk Factors

be sure you set ground rules for your teen driverWhen your teen gets behind the wheel, it’s normal to feel a bit of worry coming on.  After all, they’re your child and you want them to always be safe.  Plus, you have good reason to worry — teen drivers have quite a few age-specific risk factors that make driving a little more dangerous for them.  If you’re looking to do whatever you can to help them out and protect their health and safety, here’s the deal on their crash risk factors.

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Why Buy Insurance & Understanding Risk

Why we buy insurance and understanding the risksWhether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us.  If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway?  Why not just pay out of pocket?”  It’s a totally normal question, and here’s what you need to know about risk management.

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Discounts as a Farmers Insurance Customer in Texas

Save money on car insurance with these tipsEveryone’s looking to save some money on insurance, right?  Well, why wouldn’t you when there are discounts just sitting out there waiting for you?  We get it, sometimes you just don’t know what you don’t know! When it comes to discounts and insurance, Farmers Insurance has a variety of available insurance discounts specifically for Texas customers.  Take a look for yourself and see if you can qualify for these to put more money back in your pocket while still enjoying full protection. Of course, if you aren’t sure, contact Paula Smith Insurance and we can help make sure you are maximizing your benefits.

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4 Tips to Save Money Amidst a Pandemic

saving money tips during the Coronavirus pandemicThere’s no question that the recent pandemic has made us all a little apprehensive about our finances. After all, most of us are living paycheck to paycheck or waiting on unemployment and/or government funding assistance.  This means that we don’t have much of an emergency fund that we can dip into when our income decreases or we stop being paid altogether. If you’re looking for some tips to help you save as much money as possible to make ends meet, here are some tips to help you out.

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The Importance of Annually Reviewing Your Insurance Coverage

Get a free home or car insurance review to protect your assetsAs an owner of a vehicle or a home, insurance is often looked at on the front end of the purchase and then just mindlessly renewed month after month or year after year as the bill comes in, or the policy renews. Most people don’t enjoy insurance shopping and digging into the details of insurance policies.  Just knowing the basics of what is covered is enough for many people to sign on the dotted line and pay their monthly insurance payment.  When it comes to reviewing your insurance policies, it is important to do so annually with someone you trust and here are some reasons why.

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