As the new year comes into its first few months, you need to start looking at the parts of your life that need an update in terms of attention. On of the topics that often gets overlooked in all of the fuss of starting new resolutions and making your life better, is insurance. There are certain things that you need to update with your insurance, so taking a check at your coverage at the start of the year is important for helping you to understand what you’re covered for, and what needs attention.
Questions to ask to update your coverage
Did your status change?
In the past year, did you experience any change in status? Did you get married or divorced? Did you move residences or states? All of these things could impact your insurance, and you need to make sure that you update any information that’s changed in the past year so that your policies stay up to date and accurate for your world.
Any additions or subtractions from your family?
If you recently had a baby, adopted a child, or got married into a family with step-children, you should make sure that these new additions (with all of their accurate information) is added to your existing insurance. In the same way, you need to update your insurance policies if you recently lost a loved one such as spouse or a child.
What insurance do you have currently?
Other than changes to your living situation, you should always check in with your local insurance agent to see what exactly you have coverage for. Do you have car insurance? Renter’s insurance? Home insurance? Personal insurance? Property insurance? Understanding what you have available to you currently on your plan is important for peace of mind as well as protection in case you ever need to put any of these policies into action. Knowledge is power, and it’s yours to control if you stay on top of your various insurance coverages.
Is there anything you’d like to add or take away for insurance?
With those thoughts in mind, you can also check with your local insurance agent to see if there’s anything that you’d like to add to your existing policies. Perhaps you recently bought a car, purchased a home, and you need to update or add to your insurance policies. Likewise, if you recently sold a home and moved into an apartment, or your sold your car, you can take away any insurance policies that you no longer need.
All of these is available to you, and staying on top of things is critical to making sure that all of your needs are covered. Keep an up to date relationship with your local insurance agent, and you’ll be able to know that you are getting the best care possible for yourself, your home, your car, and anything (and anyone) else that you are looking to protect. Now’s the time to have it all come together just the way that you want it to do. Contact Paula Smith Insurance at (281) 488-8880 for a free quote or a free review of your insurance policies. We want to be your resource when it comes to your insurance needs.