Everyone’s looking to save some money on insurance, right? Well, why wouldn’t you when there are discounts just sitting out there waiting for you? We get it, sometimes you just don’t know what you don’t know! When it comes to discounts and insurance, Farmers Insurance has a variety of available insurance discounts specifically for Texas customers. Take a look for yourself and see if you can qualify for these to put more money back in your pocket while still enjoying full protection. Of course, if you aren’t sure, contact Paula Smith Insurance and we can help make sure you are maximizing your benefits.
Multiple policy discount
If you have various insurance lines, putting them all under the Farmers umbrella is going to be a great idea. Not only does it keep it all organized and straight-forward, but it also is going to help you enjoy a maximum discount with a bundled policy. From auto insurance to home insurance or even renter’s insurance and boat insurance and more, you can have it all in one spot.
Thinking ahead discounts
Sometimes it pays to think ahead — literally — and this is one of those times. Qualifying for this kind of discount is focused on planning. For example, paying your premiums via an EFT, owning your own home, paying your policy in a lump sum rather than monthly payments, and even going for an alternative fuel car when you upgrade at a dealership. However you think ahead, it will give you great savings.
If you get good grades in school, make the honor roll, rank within the top 20% of your class, get a high GPA, and more, it can all offer savings. This is great for those that want to see the financial reward for all of their hard work in simple black and white!
Renovation or upgrades
If you put in the time to upgrade your home and make sure that it focuses on energy efficiency, your ROI and more, you’ll enjoy a cheaper premium for your homeowner’s policy. It’s a great way to put your money into your investment and still get savings down the road. It can especially helpful if you’ve chosen a fixer-upper and want to enjoy living in it for many years to come. In Texas, current discounts are offered on homes less than 12 years old, and impact-resistant roofing materials. These are great when considering making a per case or upgrading an older one!
Signal real-time savings
It was only a matter of time until technology caught up with insurance policies and Farmers did it. Using the Signal app, you’ll be able to get savings on your automobile policy just by having it on your phone while your drive! Managing and keeping track of your actual driving record, it will give you financial rewards for safe driving so that it really will pay to drive safe, always. Safe, dependable and connected to your Farmers insurance policy is great for first-time drivers with higher rates.
Insurance should never cost an arm and a leg, and if you look at what Farmers can provide in discounts for Texas customers, it doesn’t have to. We all have to have various types of insurance so why not save money when it makes “cents” to. Put any of these savings into use and start enjoying the premiums that you deserve with the protection that you can trust.
Again, contact Paula Smith Insurance at (281) 488-8880 to have a review of your insurance policies, to discuss your policy or for any insurance questions you may have.