boat insurance coverage | Paula Smith Insurance

Your Boat, Insurance & What You Need to Know

09/16/202107/15/2019 by Paula Smith

Get boat insurance to cover your Galveston toys this summer With summer in full swing and everyone hitting the waves, understanding just how your boat works with your different insurance policies is probably a great detail to keep in mind. After all, insurance is one of those things that you never think to educate yourself on until it’s too late. Let’s break that trend right here and now by simply diving in — get it? — and learning the basics about boat insurance.

There is a specific kind of insurance for boats, which is boat insurance. However, boats can also be partially insured under homeowner’s insurance and even auto insurance as well.

Top Boating Safety Tips That Will Increase Your Summer Fun

09/16/202106/15/2017 by Paula Smirth

Are you planning to head out to spend a day on the water? Do you have boat insurance? Do you know the safety tips of boating? Don’t worry we have got you covered. We have outlined some safety tips and why boating insurance is essential. Nothing can ruin your boating fun like an accident. So it is better to have boat insurance and follow the safety tips.

Spring Maintenance for your Spring & Summer Toys or Vehicles

09/16/202104/15/2017 by Paula Smirth

Here at Paula Smith Insurance, we offer insurance for all of your Spring and Summer fun – boats, motorcycles, ATV’s, recreation vehicles (RVs) or travel trailers. We are dedicated to making our customers happy and with the best prices on your insurance policies. We work with you to determine the best insurance policy for you, your family and your situation. We offer various choices to suit your specific needs, such as total loss coverage, collision, uninsured motorist, theft coverage, various supplemental options and more.

The Six-Point Checklist for your Recreation Vehicles

09/16/202105/15/2016 by Paula Smirth

Here come the days of taking out all of your recreation vehicles and prepping them for the season. There is nothing like feeling the wind in your hair, whether you are on dry land or on the water. Checking things from maintenance to ample insurance to safety equipment, you will be glad you did before you head out for your first adventure. No matter what kind of toy you are bringing out this year, this six-point checklist will give you a good overview of what needs to be done to make your boat, ATV, RV or motorcycle ready to enjoy.

1. Replace Oil

Since your vehicle might have been sitting more during the ‘winter’, you might want to give it a thorough annual oil change. Refreshing the oil is like giving your motorcycle new life. You don’t know if your oil has separated from being in storage for the past few months, so you just want to make sure that the oil is going to do its job well.