car insurance claims | Paula Smith Auto, Home, Life Insurance

Posts Tagged ‘car insurance claims’

Teen Drivers and Crash Risk Factors

be sure you set ground rules for your teen driverWhen your teen gets behind the wheel, it’s normal to feel a bit of worry coming on.  After all, they’re your child and you want them to always be safe.  Plus, you have good reason to worry — teen drivers have quite a few age-specific risk factors that make driving a little more dangerous for them.  If you’re looking to do whatever you can to help them out and protect their health and safety, here’s the deal on their crash risk factors. Read the rest of this entry »

What Affects Your Car Insurance Rates?

car insurance and what affects your car insurance ratesWhen you get behind the wheel to head to work, school or just out and about, it’s pretty uncommon to think about your insurance policy in and of itself. However, the rates that you are paying are common frustrations, especially when a term renews and you discover that your policy amount has increased significantly, or at all. It leads many people to think: “Why does my car insurance keep going up?”  Here’s what you should know. Read the rest of this entry »

What to Do if Involved in an Car Accident

What to do in case of an auto accident in Harris CountyBeing involved in an accident is one of scariest moments ever when you’re behind the wheel.  Not to mention if you are a young and/or new driver, it’s the worst! There’s no getting around that.  Hopefully you will never have to worry about it, but if you do find yourself in an accident, knowing what to do (and not do) is important for making sure that it’s as streamlined as possible. Read the rest of this entry »

Car Insurance in Texas – What is Required?

Get peace of mind with full auto coveragePutting your car on the road requires you to know what you need in order to put it there safely.  One of those things is car or auto insurance.  Not only does car insurance offer you protection, it also is required in the great State of Texas in order to legally drive your car anywhere off of private property.  There’s your basic insurance, and then there are additional/optional kinds of insurance that you can add on on top of the legal basics that you need to have. Read the rest of this entry »

Car Insurance 101: What You Need To Know

car insurance policy basicsCar Insurance – Easy Peasy, Right?

Sifting through all of the insurance jargon alone, trying to make sense of it all, often feels like you need a Master’s Degree in the field just to understand it.  We completely understand the frustration and confusion but are here to help. So, here is a breakdown of the information to help you understand the basics of car insurance policies. This will allow you to be more confident when purchasing the ever so important car insurance policy that best suits your needs, and to protect your assets should you have to file a claim. However, we are here as your personal resource, so if something doesn’t make sense, please contact us with questions on any personal insurance. Read the rest of this entry »

Understanding Your Car Insurance Claim Settlement

stress of car accidents and insurance claims Unfortunately you were recently involved in an auto accident.  A week later you receive a settlement check from your insurance company and you are shocked and appalled at the settlement amount.  Your car is worth so much more than the estimate.  You wonder where on earth the insurance company get’s their numbers from.  Don’t worry, you aren’t alone – and better yet, we can help! Read the rest of this entry »

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