It’s that time of year again. School buses are out checking their routes because school is about to be back in session. For some, it’s a standard process, but for those who are going away to college for the first time (or again after the summer break), it can be a mighty year filled with a lot of big changes that should get proper acknowledgement. From a change in environment to a shift in insurance, there is a lot to focus on with this new school season.
Insurance policies help us to feel secure, for the just in case, and we know that we will get the required coverage at the right time. However, it is a reality that we HAVE to have insurance and then changes will occur, like when the kids come home from college or have to move out for college. In this situation, we have to consider whether we remove them from our policies or not.
Then, when they return back home after they have accomplished their year at college, we need to review the insurance polices once more. Most won’t consider these changes or not even think about it but here are some ideas or tips that should help you out. However, always remember that Paula Smith Insurance is here to help with any questions you may have. We are your one stop insurance resource stop!
Renter’s insurance offers financial coverage for loss or damage of property. The kind of insurance may differ based on the kind of property you are occupying as well as the possessions you wish to be covered. With regard to a rented property, the tenant really needs to purchase what is known as renter’s insurance. While it may be easy to find insurance online, to be sure you get the type of coverage you need, it would be of your best interest to go through an agent. Be advised, you don’t pay more to have an agent, but you do get so much more benefit out of a good one!
Out of the house and on their own. For many Texas families, this is their first time sending off one of their children to go live on a college campus. This is a new stage of life for the family and for the young adults who are entering the college life. One of the big things before sending off your college age child is to make sure they are fully prepared to start their own independent living.
College Students in Apartments Should be Insured
As our children go back to college we are as excited as we are anxious. To see our “little” ones leave the nest and to see them truly start pursuing their goals is an accomplishment as a parent. To know that our children are no longer safe in our homes is sometimes a scary thought.