Auto insurance is one of those things that seems annoying until you have to use it. Sure, the monthly premium may not feel like a must-have or very “premium” but it is an essential part of owning and operating a car. And well, auto insurance is required in Texas. Luckily, you can look at cutting costs of your auto insurance policy. You just have to focus on the right details when it comes to putting together the policy. You’ll find some great tips and suggestions below that should help you get the most convenient rates possible.