While no one ever wants to HAVE to necessarily file an insurance claim, the need for it can certainly arise. So, here’s what you need to know about how and when to file an insurance claim with Farmers. Spoiler alert: it’s not going to be nearly as difficult as you’d think.
It’s that time of year again – Hurricane season and in that comes preparation. With emergency evacuation, there seems to be not enough time to get all of the required supplies together. If you want to stop the panicked dashing around the house trying to prepare everyone to evacuate, get ahead of it by putting together a bug out bag! The good news is that it isn’t as hard as it may sound.
The essentials to include in your bug out bag
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage.
Now that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done.
They say “hindsight is 2020” which means – “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.
Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.
As the warm and stormy weather starts to come our way, it’s time to take a look at what it’s going to mean for your property, toys and/or home. Most of us are more concerned with getting to the beach, but something that should be sorted out before you can grab a towel and head to the beach, is your insurance…more specifically, flood insurance.
June 1st marks the official start of Hurricane Season. Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared. We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out. This articles will focus on the bigger picture of how to be prepared for a hurricane.
So what exactly are these 4 methods to manage your risk and what are they good for?