Even at the best of times, home insurance can be frustrating and, let’s be honest, confusing. If you’re looking for a simple guide that will help you get the “nuts and bolts “ of your home insurance policy, you’ve come to the right place.
flood Insurance
Flood insurance is required in many areas in the Galveston County area due to the sea level and many areas of water surrounding homes in the bay area.
Texas Homeowners Insurance Reality Check: What Every Houston Family Needs Before Renewing
Like a lot of things in the modern world, homeowner’s insurance looks very different from how it did just several years ago. Not only does this refer to the policy inclusions, but it also refers to the rates and what to expect when the time comes to renew. If you are getting ready to renew your policy, there are a few details you’ll want to double-check so that you are renewing your policy in full confidence of getting the best deal for the best coverage.
5 Insurance Mistakes Houston Families Make Before Hurricane Season
As the seasons change over before our eyes, and being right in the middle of hurricane season, it’s never too late to prepare. While you may have thought about how to prepare your bug-out bag and how to prepare your home, one of the commonly overlooked areas is insurance coverage. That’s why we’ve put together this list of 5 of the most common insurance mistakes that Houston families make. The goal is to help ensure that you are not among them! Let’s go.
Understanding Natural Disasters with Respect to Insurance
Insurance is one of the most valuable things in the world — when you have the right type at the right time. As we prepare for another hurricane season, now is the time to start learning about the relationship between natural disasters and insurance. While it might not seem like the most logical connection point, there’s a lot to know to help you protect yourself and your assets as much as possible!
How and When to File an Insurance Claim
While no one ever wants to HAVE to necessarily file an insurance claim, the need for it can certainly arise. So, here’s what you need to know about how and when to file an insurance claim with Farmers. Spoiler alert: it’s not going to be nearly as difficult as you’d think.
Be Sure You Are Prepared to Bug Out – Emergency Evacuation Packing
It’s that time of year again – Hurricane season and in that comes preparation. With emergency evacuation, there seems to be not enough time to get all of the required supplies together. If you want to stop the panicked dashing around the house trying to prepare everyone to evacuate, get ahead of it by putting together a bug out bag! The good news is that it isn’t as hard as it may sound.
The essentials to include in your bug out bag
Can You Afford To Replace Your Home After it Flooded?
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage.
Hurricane Season & How To Protect Yourself
Now that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done.
Why You Should Consider Flood Insurance
They say “hindsight is 2020” which means – “It’s easy to know the right thing to do after something has happened, but it’s hard to predict the future.” There are too many folks in the greater Houston area and even down South in Rockport, Tx that understand this all too well.
Further, many folks can relate to the point that any kind of insurance is a pain but if you have it when it is needed, you are grateful. Insurance is a fee, or premium, that we pay each month or year until a disaster or accident occurs and you have to call on that policy for any damages.
Hurricane Season and Flood Insurance
As the warm and stormy weather starts to come our way, it’s time to take a look at what it’s going to mean for your property, toys and/or home. Most of us are more concerned with getting to the beach, but something that should be sorted out before you can grab a towel and head to the beach, is your insurance…more specifically, flood insurance.