Posts Tagged ‘home Insurance’

Creating a Home Inventory for Claims

Be sure to have an inventory of your home in case you have a claimYour home is precious to you in and of itself, but arguably the possessions in it are more valuable, right?  Well, to make sure that you can protect that value, a home inventory is going to be among the best ways that you can protect your investment. Why?  Because whether you like it or not, we can never predict when a disaster is going to strike

A home inventory is a master list noting what you have and how much it’s worth so that, in the event you should ever have to file a claim, all of the hard and sometimes impossible work is done ahead of time!  It saves you time, brainpower, and a whole lot of emotional and mental stress.  The good news is that it isn’t as hard to do as you might think. Read the rest of this entry »

Safety Over the Holidays

Be sure your home is safe this holiday seasonFaster than any of us realize, the holiday season is coming.  It’s a time of great joy, excitement and relaxation — hopefully.  However, the holiday season also has the potential to bring more hazards into your life when it comes to safety and security for everyone and everything.  Here are some of the key things to remember as the holidays creep up, and make sure that you prepare yourself or a safe, healthy and happy holiday season whether you’re at home or on the road. Read the rest of this entry »

Annual Maintenance for Your Home

Review your home insurance policiesTo make the most out of your home, you should know how to properly take care of it.  After all, the best cared-for home is going to offer its best care in return, right?  To help you move in the right direction, here are some top ways to help you make sure that you keep up on your annual home maintenance in easy but productive ways that really will make a difference short- and long-term. Read the rest of this entry »

Hurricane Season & How To Protect Yourself

Protect your assets with hurricane insuranceNow that we are deep into hurricane season – and what a season it’s been already – I’d like to take this time to remind you about the wonders of insurance in all of its forms and aspects. Often, we plan out escape routes and put together safety packages, but we neglect to put the proper time and effort into something like putting together the proper insurance packages to protect our property during and after a storm when repairs will need to be done. Read the rest of this entry »

Why You Should Consider Renters Insurance

Protect Your Assets in case something happens while in a rentalRenter’s insurance offers financial coverage for loss or damage of property.  The kind of insurance may differ based on the kind of property you are occupying as well as the possessions you wish to be covered. With regard to a rented property, the tenant really needs to purchase what is known as renter’s insurance. While it may be easy to find insurance online, to be sure you get the type of coverage you need, it would be of your best interest to go through an agent. Be advised, you don’t pay more to have an agent, but you do get so much more benefit out of a good one! Read the rest of this entry »

Is Your Holiday a Fire Hazard?

Holiday fire safety & homeowners insurance protectionIt’s that time of year again. Time to trim your tree, stuff those stockings and deck the halls with seasonal splendor.  There are many lights to be hung and traditions to be kept.  The beautiful mix of pine, greenery and dazzling lights adds to the excitement of holiday cheer.  While you are preparing your home with your annual holiday bliss, here is some advice to make sure your holiday is a happy one, and not a fire hazard. Read the rest of this entry »

Safeguard Your Home

Protect your home & valuablesIt’s Crime Prevention Month and Paula Smith Insurance wants to make sure that homeowners are equipped with what they need to prevent potential home theft.

So here are 5 ways in which you can help to safeguard your home and valuables from being a victim in home burglary:

 

  1. Secure Openings

For the small percentage of the population who is actually interested in breaking into people’s home, you need to be aware of your home’s weakest areas.  Your typical weakest areas would be any type of openings such as doors and windows. Read the rest of this entry »

4 Tips for Getting Prepared for Hurricane Season

man with umbrella in a stormJune 1st marks the official start of Hurricane Season.  Though we hope that there aren’t going to be any nasty storms this year, it is best to always be prepared.  We have previously posted about a very practical list of things to purchase to make sure you are prepared for a tropical storm; be sure to check that one out.  This articles will focus on the bigger picture of how to be prepared for a hurricane. Read the rest of this entry »

The Importance of Annually Reviewing Your Insurance Coverage

Get a free home or car insurance review to protect your assetsAs an owner of a vehicle or a home, insurance is often looked at on the front end of the purchase and then just mindlessly renewed month after month or year after year as the bill comes in, or the policy renews. Most people don’t enjoy insurance shopping and digging into the details of insurance policies.  Just knowing the basics of what is covered is enough for many people to sign on the dotted line and pay their monthly insurance payment.  When it comes to reviewing your insurance policies, it is important to do so annually with someone you trust and here are some reasons why. Read the rest of this entry »

Risk Management

Learn to manage your risk to protect your assetsInsurance is only one of four methods to manage risk.

They are retention, avoidance, transfer and reduction

  • Retention is retaining the exposure yourself. Ninety percent of American does not have disability insurance. So they are “self insuring” or retaining the financial loss should they become disabled.

Read the rest of this entry »

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