Car Insurance Fraud You Should Know About

Be sure you aren't committing fraud with your auto insuranceLet’s just get this out there and out of the way right now: there are very few people who deliberately go out of their way to commit car insurance fraud. (Hopefully)  Yet, it’s surprisingly easy to unintentionally commit insurance fraud.  If you want to do whatever you can to protect yourself — and your rates — from insurance fraud, here are some types of auto fraud you should know about!

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Why Buy Insurance & Understanding Risk

Why we buy insurance and understanding the risksWhether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us.  If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway?  Why not just pay out of pocket?”  It’s a totally normal question, and here’s what you need to know about risk management.

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Why Cheaper Car Insurance Isn’t Always Better

Cheaper insurance isn't always better, know your needs Most of us are looking for smart ways to save money these days.  One of the most popular categories to cut back your spending is on insurance premiums.  If you’re looking at your auto policy and wondering whether you should minimize your coverage or maybe even change insurance carriers, take a moment to look at what you’re actually going to be getting — or, rather, not getting.

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Be Sure You Are Prepared to Bug Out – Emergency Evacuation Packing

plan for emergencies when you have the time to planIt’s that time of year again – Hurricane season and in that comes preparation. With emergency evacuation, there seems to be not enough time to get all of the required supplies together.  If you want to stop the panicked dashing around the house trying to prepare everyone to evacuate, get ahead of it by putting together a bug out bag!  The good news is that it isn’t as hard as it may sound.

The essentials to include in your bug out bag

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4 Tips to Save Money Amidst a Pandemic

saving money tips during the Coronavirus pandemicThere’s no question that the recent pandemic has made us all a little apprehensive about our finances. After all, most of us are living paycheck to paycheck or waiting on unemployment and/or government funding assistance.  This means that we don’t have much of an emergency fund that we can dip into when our income decreases or we stop being paid altogether. If you’re looking for some tips to help you save as much money as possible to make ends meet, here are some tips to help you out.

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What to Pack in Your Vehicle Emergency Kit & Why

be prepared with the proper tools right in your own vehicleVery rarely does an emergency ever give us a heads up.  That’s why an “emergency” is, well, an emergency. When it comes to being prepared for an emergency of any kind, equipping your car with a well-stocked and properly planned out emergency kit will be crucial. Looking for advice on what to pack?  Here’s advice that will give you the power to create the right emergency kit.

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What to Know About RV or Motorhome Insurance

protect your assets with rv or motorhome insurance in League CityInsurance….it’s one of those things that you know you need, and in some places required to have, but maybe you’re a little hazy on what details you should know about the different kinds of policies within a category.  Why not check one area off your list by taking the time to familiarize yourself with Recreational Vehicles (RV) & motor home insurance?  It’s not as overwhelming as you think!

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Your Boat, Insurance & What You Need to Know

Get boat insurance to cover your Galveston toys this summerWith summer in full swing and everyone hitting the waves, understanding just how your boat works with your different insurance policies is probably a great detail to keep in mind.  After all, insurance is one of those things that you never think to educate yourself on until it’s too late.  Let’s break that trend right here and now by simply diving in — get it? — and learning the basics about boat insurance.

There is a specific kind of insurance for boats, which is boat insurance.  However, boats can also be partially insured under homeowner’s insurance and even auto insurance as well.

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Annual Maintenance for Your Home

Review your home insurance policiesTo make the most out of your home, you should know how to properly take care of it.  After all, the best cared-for home is going to offer its best care in return, right?  To help you move in the right direction, here are some top ways to help you make sure that you keep up on your annual home maintenance in easy but productive ways that really will make a difference short- and long-term.

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