With the school year over and the long summer days stretching ahead, you are probably looking at how you can keep young ones entertained and enjoying time outside — and away from those screens! For those with trampolines and pools, it’s easy to allow the young ones to enjoy their fun outside, but you will want to take a few moments to make sure that you have a proper understanding of how backyard activities can impact your homeowner’s insurance…..and your child’s safety.
insurance review
An insurance review by Paula Smith is for peace of mind that you have the right type and amount of coverage for your property, belongings and family.
Is Shopping for Insurance Really Saving You Time or Money?
Wouldn’t it be nice if insurance were just a situation where everyone charges the same rate across the board? Everyone pays the same price, and you never have to shop around? Realistically, most people shop around for insurance because they feel as though the rate elsewhere is better. But is it really?
Is Your Utility Trailer Covered?
These days, it’s easy to have the right insurance policy in place to protect all of your possessions, especially when working with a local insurance agent to help keep you in check. However, it’s still challenging to know what kind of insurance policy to have in place if you are going about it on your own. One of the common confusion points is utility trailers. Are they the same as an RV? Or is it more similar to classic auto insurance? Let’s go over the ins and outs that you’ll want to know below.
Cover Your Content in a Storage Unit
When you store your belongings in a storage unit, the last thing on your mind is needed insurance or putting in an insurance claim, right? Yet, storage unit insurance is definitely a good idea to consider for your best protection. I mean, you don’t own the storage unit, but think of it like you would a home that you rent. You need a renters policy for that but you don’t own it, kind of similar concept. Either way, you will want to check this out and be sure your stuff is protected.
Get the Best Deal on a Used Car
If you’re in the market to buy a used car, then you know all about the idea of getting a clunker. If you want to make sure that you get a great quality car while saving yourself some hard-earned money, you’re going to want to arm yourself with the right tips on how to get the best deal on that used car. Here’s what you should know.
How Your Driving Record Affects Your Car Insurance Rates
Did you know that your personal driving record may either be pushing up or reducing your policy premiums with car insurance? It’s one of those details that a lot of people understand generally, but not quite in the amount of detail you’d think. Let’s take a look.
Why Cheaper Car Insurance Isn’t Always Better
Most of us are looking for smart ways to save money these days. One of the most popular categories to cut back your spending is on insurance premiums. If you’re looking at your auto policy and wondering whether you should minimize your coverage or maybe even change insurance carriers, take a moment to look at what you’re actually going to be getting — or, rather, not getting.
Discounts as a Farmers Insurance Customer in Texas
Everyone’s looking to save some money on insurance, right? Well, why wouldn’t you when there are discounts just sitting out there waiting for you? We get it, sometimes you just don’t know what you don’t know! When it comes to discounts and insurance, Farmers Insurance has a variety of available insurance discounts specifically for Texas customers. Take a look for yourself and see if you can qualify for these to put more money back in your pocket while still enjoying full protection. Of course, if you aren’t sure, contact Paula Smith Insurance and we can help make sure you are maximizing your benefits.
4 Tips to Save Money Amidst a Pandemic
There’s no question that the recent pandemic has made us all a little apprehensive about our finances. After all, most of us are living paycheck to paycheck or waiting on unemployment and/or government funding assistance. This means that we don’t have much of an emergency fund that we can dip into when our income decreases or we stop being paid altogether. If you’re looking for some tips to help you save as much money as possible to make ends meet, here are some tips to help you out.
Can You Afford To Replace Your Home After it Flooded?
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage.