If you’re in the market to buy a used car, then you know all about the idea of getting a clunker. If you want to make sure that you get a great quality car while saving yourself some hard-earned money, you’re going to want to arm yourself with the right tips on how to get the best deal on that used car. Here’s what you should know.
An insurance review by Paula Smith is for peace of mind that you have the right type and amount of coverage for your property, belongings and family.
How Your Driving Record Affects Your Car Insurance Rates
Did you know that your personal driving record may either be pushing up or reducing your policy premiums with car insurance? It’s one of those details that a lot of people understand generally, but not quite in the amount of detail you’d think. Let’s take a look.
Why Cheaper Car Insurance Isn’t Always Better
Most of us are looking for smart ways to save money these days. One of the most popular categories to cut back your spending is on insurance premiums. If you’re looking at your auto policy and wondering whether you should minimize your coverage or maybe even change insurance carriers, take a moment to look at what you’re actually going to be getting — or, rather, not getting.
Discounts as a Farmers Insurance Customer in Texas
Everyone’s looking to save some money on insurance, right? Well, why wouldn’t you when there are discounts just sitting out there waiting for you? We get it, sometimes you just don’t know what you don’t know! When it comes to discounts and insurance, Farmers Insurance has a variety of available insurance discounts specifically for Texas customers. Take a look for yourself and see if you can qualify for these to put more money back in your pocket while still enjoying full protection. Of course, if you aren’t sure, contact Paula Smith Insurance and we can help make sure you are maximizing your benefits.
4 Tips to Save Money Amidst a Pandemic
There’s no question that the recent pandemic has made us all a little apprehensive about our finances. After all, most of us are living paycheck to paycheck or waiting on unemployment and/or government funding assistance. This means that we don’t have much of an emergency fund that we can dip into when our income decreases or we stop being paid altogether. If you’re looking for some tips to help you save as much money as possible to make ends meet, here are some tips to help you out.
Can You Afford To Replace Your Home After it Flooded?
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage.
Annual Maintenance for Your Home
To make the most out of your home, you should know how to properly take care of it. After all, the best cared-for home is going to offer its best care in return, right? To help you move in the right direction, here are some top ways to help you make sure that you keep up on your annual home maintenance in easy but productive ways that really will make a difference short- and long-term.
Not Your Normal Spring Cleaning Checklist
Each season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.
Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence.
The New Year is a Great Time to Reassess
It is the New Year, now it’s time to get down to the details of planning out the next twelve months. The start of a new year is a great time to review all of your insurance policies and prepared for whatever life may throw at you over the next 12 months.
When you carry out a comprehensive review of all your insurance policies, you can make sure you have appropriate coverage for any changes that have taken place during the past year. It is good to ensure that all your details are up to date so you don’t find yourself paying a huge excess you didn’t expect when it comes to making a claim.
Why You Should Consider Renters Insurance
Renter’s insurance offers financial coverage for loss or damage of property. The kind of insurance may differ based on the kind of property you are occupying as well as the possessions you wish to be covered. With regard to a rented property, the tenant really needs to purchase what is known as renter’s insurance. While it may be easy to find insurance online, to be sure you get the type of coverage you need, it would be of your best interest to go through an agent. Be advised, you don’t pay more to have an agent, but you do get so much more benefit out of a good one!