Posts Tagged ‘protect your assets’
Whether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us. If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway? Why not just pay out of pocket?” It’s a totally normal question, and here’s what you need to know about risk management. Read the rest of this entry »
It’d be nice to think that getting a standard homeowners’ insurance would simply protect you from everything all in one policy, but the reality is very different. Additional policies will cost you extra, but also offer you extra protection. Since even minor repairs or replacements tend to rack up huge bills, this is a very good thing. One of the extra policies you’ll want to have in place living in Texas, which is important to understand properly, is wind insurance. Actually, depending upon what area you live in, you are required to have it. Read the rest of this entry »
Being in business means making sure that you’ve got the proper insurance in place. That being said, many business owners who don’t always know what they should be looking for in coverage. That’s why we’ve put together a list of business insurance basics so that you can take a look at what you absolutely should have.
Minimum business insurance options
There are a few protections that you should have in place at minimum. These are as follows. Read the rest of this entry »
There’s no question that the recent pandemic has made us all a little apprehensive about our finances. After all, most of us are living paycheck to paycheck or waiting on unemployment and/or government funding assistance. This means that we don’t have much of an emergency fund that we can dip into when our income decreases or we stop being paid altogether. If you’re looking for some tips to help you save as much money as possible to make ends meet, here are some tips to help you out. Read the rest of this entry »
Insurance….it’s one of those things that you know you need, and in some places required to have, but maybe you’re a little hazy on what details you should know about the different kinds of policies within a category. Why not check one area off your list by taking the time to familiarize yourself with Recreational Vehicles (RV) & motor home insurance? It’s not as overwhelming as you think! Read the rest of this entry »
Buying something special for an important someone in your life is one of the best things about the holidays. After all, they’re an important person in your life who deserves something equally as important as a gift. When you’ve got a plan together, take some time to think about any official changes you’ll want to consider as well, such as additional insurance options. Read the rest of this entry »
Auto insurance is one of those things that seems annoying until you have to use it. Sure, the monthly premium may not feel like a must-have or very “premium” but it is an essential part of owning and operating a car. And well, auto insurance is required in Texas. Luckily, you can look at cutting costs of your auto insurance policy. You just have to focus on the right details when it comes to putting together the policy. You’ll find some great tips and suggestions below that should help you get the most convenient rates possible. Read the rest of this entry »
It’s that time of year again. School buses are out checking their routes because school is about to be back in session. For some, it’s a standard process, but for those who are going away to college for the first time (or again after the summer break), it can be a mighty year filled with a lot of big changes that should get proper acknowledgement. From a change in environment to a shift in insurance, there is a lot to focus on with this new school season. Read the rest of this entry »
With summer in full swing and everyone hitting the waves, understanding just how your boat works with your different insurance policies is probably a great detail to keep in mind. After all, insurance is one of those things that you never think to educate yourself on until it’s too late. Let’s break that trend right here and now by simply diving in — get it? — and learning the basics about boat insurance.
There is a specific kind of insurance for boats, which is boat insurance. However, boats can also be partially insured under homeowner’s insurance and even auto insurance as well. Read the rest of this entry »
Protecting your home isn’t always about having an alarm system or a guard dog. Sometimes it’s about protecting it from the weather. Unfortunately, even the most aggressive guard dog can’t help. Insurance is where you are going to want to focus your attention, especially when it comes to Mother Nature.
When it comes to replacing your home after a flood, it’s common to think that traditional home owner’s insurance will cover it, but this is not the case. Flood insurance is a specialized kind of insurance on your home that will protect your home, by enabling you to repair it, if you get flood damage. Read the rest of this entry »