Even at the best of times, home insurance can be frustrating and, let’s be honest, confusing. If you’re looking for a simple guide that will help you get the “nuts and bolts “ of your home insurance policy, you’ve come to the right place.
risk management
Risk management is reviewing your assets and determining the risk associated with each. Let us help you asses your risk and help to manage it.
What Happens When Lightning Strikes Your Car?
Last month we wrote about lightning and your home and how to be safe. This month we will talk about when lightning strikes and your car.
Lightning and thunder are common issues whenever a storm rolls up, and we know that happens pretty regularly in the Texas Gulf. You may know how to protect yourself, which is great. But, do you know how to protect yourself when you are in your vehicle? And what about your vehicle itself — is it protected against lightning strikes? Here’s what you’ll want to know about what exactly happens when lightning strikes your car.
Should You Insure Your Golf Cart?
If you’re considering golf cart insurance, it’s because you own a golf cart and it is more to you than just transportation around the golf course. This is not uncommon in these parts, so it’s not going to be as “untraditional” as you think. After all, you’ve spent good money on your recreational vehicles, so, it only makes sense that you want to protect that investment! But what exactly is that going to look like as a separate policy, or add on to your current coverage?
What Every Homeowner Should Know About Fallen Trees and Home Insurance
You know that expression: “If a tree falls in the forest and nobody hears it, does it still make a sound?” This also applies, sorta kinda, to home insurance. If a tree falls, are you covered? It depends!
The fallen tree basics
How Your Driving Record Affects Your Car Insurance Rates
Did you know that your personal driving record may either be pushing up or reducing your policy premiums with car insurance? It’s one of those details that a lot of people understand generally, but not quite in the amount of detail you’d think. Let’s take a look.
Why Buy Insurance & Understanding Risk
Whether personal insurance is just one of those monthly premiums that you pay without thinking about it or it is the cause of a stress migraine when you see how much it costs. Either way, it means something maybe just a little different to most of us. If you find yourself in the second group, you may be asking yourself: “why am I even paying this when it costs so much, anyway? Why not just pay out of pocket?” It’s a totally normal question, and here’s what you need to know about risk management.
Creating a Home Inventory for Claims
Your home is precious to you in and of itself, but arguably the possessions in it are more valuable, right? Well, to make sure that you can protect that value, a home inventory is going to be among the best ways that you can protect your investment. Why? Because whether you like it or not, we can never predict when a disaster is going to strike.
A home inventory is a master list noting what you have and how much it’s worth so that, in the event you should ever have to file a claim, all of the hard and sometimes impossible work is done ahead of time! It saves you time, brainpower, and a whole lot of emotional and mental stress. The good news is that it isn’t as hard to do as you might think.
Business Insurance Basics for Your Texas Business
Being in business means making sure that you’ve got the proper insurance in place. That being said, many business owners who don’t always know what they should be looking for in coverage. That’s why we’ve put together a list of business insurance basics so that you can take a look at what you absolutely should have.
Minimum business insurance options
There are a few protections that you should have in place at minimum. These are as follows.
Travel Safely This Holiday, but Don’t Make Your Home a Target
One of the best things about the Holidays is travelling with loved ones, whether you’re going on a short trip, or a long one. One of the biggest vulnerabilities when travelling over the Holidays or any time for that matter is the fact that you are leaving your home open to robbers. The beloved Home Alone depicts this perfectly, after all. Make sure that you keep your home safe from those who want to make a profit from your belongings by taking a look at these tips and tricks.
Not Your Normal Spring Cleaning Checklist
Each season there are home maintenance and overhauling that ought to be done to keep a home clean and everything running but also so that you will be less likely endangered in the long haul. Numerous homeowners skirt these fundamental home maintenance necessities as a result of occupied calendars or in some cases since they are uncertain of what to do.
Basically keeping up on these simple undertakings can ensure that your home will work better in the long run. Seasonal home maintenance will likewise guarantee that you have less update or significant costly repairs than homeowners who don’t keep up on little season maintenance. These little maintenance things can likewise shield your home from potential hazards such as fires, flooding, or different harms that can be caused by negligence.