When Christmas Gift Giving Consider Your Insurance Coverage

Consider additional insurance with expensive gifts Buying something special for an important someone in your life is one of the best things about the holidays.  After all, they’re an important person in your life who deserves something equally as important as a gift.  When you’ve got a plan together, take some time to think about any official changes you’ll want to consider as well, such as additional insurance options.

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Safety Over the Holidays

Be sure your home is safe this holiday seasonFaster than any of us realize, the holiday season is coming.  It’s a time of great joy, excitement and relaxation — hopefully.  However, the holiday season also has the potential to bring more hazards into your life when it comes to safety and security for everyone and everything.  Here are some of the key things to remember as the holidays creep up, and make sure that you prepare yourself or a safe, healthy and happy holiday season whether you’re at home or on the road.

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Don’t Be A Victim This Holiday Season – Shop Smart

Protect yourself and assets during holidaysThe holiday season is a fun time to be out and about.  There’s a buzz in the air, everyone’s in a good mood, there’s lots of great food to enjoy as you’re shopping, and it just plain feels festive.  If you love that kind of thing, than you need to realize something: it’s the perfect time for crime.  Yes, seriously.  When you’re in the crowd and you’re on the hunt for that perfect present purchase, you’re not paying as much attention to your surroundings as you would normally, so it’s the ideal time for a pick-pocket or thief to swoop in and bleed you dry. 

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Safeguard Your Home

Protect your home & valuablesIt’s Crime Prevention Month and Paula Smith Insurance wants to make sure that homeowners are equipped with what they need to prevent potential home theft.

So here are 5 ways in which you can help to safeguard your home and valuables from being a victim in home burglary:

 

  1. Secure Openings

For the small percentage of the population who is actually interested in breaking into people’s home, you need to be aware of your home’s weakest areas.  Your typical weakest areas would be any type of openings such as doors and windows.

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Additional Coverage for Your Jewelry, Watches or Furs

additional coverage for jewelry

When you purchase homeowners insurance coverage, there are limitations pretty much for everything as it basically covers the standard amounts depending on the various situations of the loss.

The Texas Homeowners policy standard only covers $500 for the theft of jewelry, watches or even furs. If you have a few or some nice items that you want to be sure are covered for replacement, you might want to purchase additional coverage for these items.

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